394 Clark Rd, Gary, IN 46406 Property Records

Lake County property record for 394 Clark Rd, Gary, IN 46406

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,760 sqft · built 1967
Lot Size0.287 acres (12,502 sqft)
Owner2 Individuals on Record
Tax Bill$1,638 (2024)
Deeds & MortgagesDec 2023 Mortgage
Feb 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-25-41-0228-0043

Property Details

APN / Parcel Number

Primary APN001-25-41-0228-0043
Alternative APNs
  • 45-07-01-279-022.000-004
  • 254102280043

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,760 sqft Living Area

Exterior

Year BuiltBuilt 1967
Construction TypeMetal Frame
Roof MaterialAsphalt
Lot Area12,502 sqft (0.287 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-41-0228-0043
Old Parcel Number254102280043
Street Address394 CLARK RD
CityGARY
StateIN
Zip46406-1803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRUNSWICK ADD BLK 12 LOTS 39,40,41,42
Legal SubdivisionBRUNSWICK ADD
Legal Block12
Legal Lot Number39-42 40
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group4
Census Block4074
Census Tract10304

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address394 CLARK RD, GARY, IN 46406-1803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2023Deed of Trust, Mortgage · FHA Mortgage
JPMORGAN CHASE BANK NA
Feb 24, 2023Deed of Trust, Mortgage
INDIANA HOUSING & COMMUNITY DEVELOPMENT
Nov 10, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jan 11, 2023Deed of Trust, Mortgage · FHA Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2014
Deed SaleAug 14, 2014
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address394 CLARK RD, GARY, IN 46406-1803
Transaction TypeMortgage
Record UpdatedDec 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address394 CLARY RD, GARY, IN 46406-1803

Mortgage

Document Number0000041067
DateDec 14, 2023
Instrument2023-541067
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressMONROE, LA 71203
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term479 Months
DueNov 1, 2063

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address394 CLARK RD, GARY, IN 46406-1803
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005406
DateFeb 24, 2023
Instrument2023-505406
Lender
NameINDIANA HOUSING & COMMUNITY DEVELOPMENT
TypeGovernment Agency
AddressGARY, IN 46406
Agreement
AmountAmount Recorded

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address394 CLARK RD, GARY, IN 46406-1803
Transaction TypeMortgage
Record UpdatedJun 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address394 CLARK RD, GARY, IN 46406-1803

Mortgage

Document Number0000037441
DateNov 10, 2021
Instrument2021-537441
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term226 Months
DueSep 1, 2040

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address394 CLARK RD, GARY, IN 46406-1803
Transaction TypeMortgage
Record UpdatedJun 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address394 CLARK RD, GARY, IN 46406-1803

Mortgage

Document Number0000001119
DateJan 11, 2023
Instrument2023-501119
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressMONROE, LA 71203
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$73,100 (+16.77%) Land $14,100 Building $59,000$73,100 (+16.77%) Land $14,100 Building $59,000
2024$1,638.00 (+20.53%)
2023$62,600 (+13.2%) Land $14,100 Building $48,500$62,600 (+13.2%) Land $14,100 Building $48,500
2022$1,359.00$55,300 Land $8,100 Building $47,200$55,300 Land $8,100 Building $47,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2019–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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