394 Cherry St, Rutledge, TN 37861 Property Records

Grainger County property record for 394 Cherry St, Rutledge, TN 37861

Property Summary

Property TypeSingle Family Home
Details1 ba · 968 sqft · built 1947
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Last Sale$123,000 (Apr 2018)
Tax Bill$417 (2025)
Deeds & MortgagesSep 2021 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN029049 06500

Property Details

APN / Parcel Number

Primary APN029049 06500
Alternative APN
  • 049 06500

Interior

Full Baths1 Bath
Stories1 Story
Building Area968 sqft Living Area
1st Floor Area968 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1986
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
TerrainRolling
Garage TypeDetached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemNone
SewerConnected

Location & Zoning

Street Address394 CHERRY ST
CityRUTLEDGE
StateTN
Zip37861-5411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: G01
JurisdictionGRAINGER TN
Township / Civil Division1
Census Block Group1
Census Block1023
Census Tract500301

Owner

Source: Grainger County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address394 CHERRY ST, RUTLEDGE, TN 37861-5411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
KNOXVILLE TVA EMPLOYEES CU
Apr 2, 2018Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 2, 2018 · Amount on Record
Deed SaleApr 2, 2018 · Amount on Record
Prior SaleApr 2, 2018 · Amount on Record
Deed Document Number777
Deed Book / Page367 / 1989
Last Transfer DateSep 10, 2021
Transfer Doc0000003229
Record UpdatedJun 8, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGRAINGER TN
Recording DateSep 10, 2021
Property Address394 CHERRY ST, RUTLEDGE, TN 37861-5411
Document Number3229
Book / Page398 / 249
Instrument DateSep 3, 2021
Instrument21003229
Transaction TypeTransfer
Record UpdatedSep 21, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address394 CHERRY ST, RUTLEDGE, TN 37861-5411

Mortgage

Document Number3230
DateSep 10, 2021
Instrument21003230
Lender
NameKNOXVILLE TVA EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAINGER TN
Recording DateApr 2, 2018
Property Address394 CHERRY ST, RUTLEDGE, TN 37861-5411
Document Number777
Book / Page367 / 1989
Instrument DateMar 29, 2018
Instrument18000777
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanySOUTHEAST TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$455.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address394 CHERRY ST, RUTLEDGE, TN 37861-5411

Mortgage

Document Number778
DateApr 2, 2018
Instrument18000778
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyGrainger County
Unified School DistrictGrainger County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$417.00$17,725 (-) Land $6,825 Building $10,900
2024$417.00$17,725 (-) Land $6,825 Building $10,900
2023$417.00 (+2.46%)$17,725 (-) Land $6,825 Building $10,900
2022$407.00$17,725 Land $6,825 Building $10,900
2021$70,900 Land $27,300 Building $43,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 64% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRUTLEDGE WATER SYSTEM
serves 2,137 people · EPA ID TN0000600
Water SourcePurchased surface water from BEAN STATION UTILITY DISTRICT
Last State InspectionJun 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Foursight Communications
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000

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