St. Johns County property record for 394 Beale Ave, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,498 sqft · built 2018 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $344,429 (Oct 2018) |
| Tax Bill | $6,788 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010013-1070 |
| Primary APN | 010013-1070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,498 sqft Living Area |
| Gross Area | 3,038 sqft |
| 1st Floor Area | 1,191 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 394 BEALE AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 89/1-17 SHEARWATER PHASE 2A LOT 107 OR4621/1763 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 27 |
| Legal Subdivision | SHEARWATER PHASE 2A |
| Legal Phase | 2A |
| Legal Block | 1 |
| Legal Lot Number | 107 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20907 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 394 BEALE AVE, SAINT AUGUSTINE, FL 32092-0051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2024 | Deed of Trust, Mortgage · Line of Credit AMERICAS CHRISTIAN CU |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB |
| Oct 3, 2018 | Warranty Deed, Subdivision Related Transfer · ARM LENDSURE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2018 · Amount on Record |
| Deed Sale | Oct 3, 2018 · Amount on Record |
| Deed Document Number | 201871907 |
| Deed Book / Page | 4621 / 1763 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 394 BEALE AVE, SAINT AUGUSTINE, FL 32092-0051 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 394 BEALE AVE, SAINT AUGUSTINE, FL 32092-0051 |
| Document Number | 0059071594 |
|---|---|
| Date | Mar 1, 2024 |
| Book Page | 5907/1594 |
| Instrument | 2024015296 |
| Name | AMERICAS CHRISTIAN CU |
|---|---|
| Type | Credit Union |
| Address | GLENDORA, CA 91740 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 27, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 394 BEALE AVE, SAINT AUGUSTINE, FL 32092-0051 |
| Document Number | 0049570175 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 394 BEALE AVE ST AUGUSTINE FL 320920051, ST AUGUSTINE, FL 32092-0051 |
| Document Number | 0049570175 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 004957/000175 |
| Instrument | 43042 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 3, 2018 |
| Property Address | 394 BEALE AVE, SAINT AUGUSTINE, FL 32092-0051 |
| Document Number | 0046211763 |
| Book / Page | 4621 / 1763 |
| Map Reference | MB89 PG1-17 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 2018071907 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | DF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 394 BEALE AVE, SAINT AUGUSTINE, FL 32092-0051 |
| Document Number | 2018071908 |
|---|---|
| Date | Oct 3, 2018 |
| Instrument | 2018071908 |
| Name | LENDSURE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Oct 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 7.5% |
| Max Rate At Change | 9.5% |
| Index | 1-Year LIBOR |
| Max Rate | 13.5% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $336,823 (+2.7%) | $429,280 (-7.15%) Land $135,000 Building $294,280 | |
| 2025 | $6,788.00 (+7.22%) Homeowner's exemption | $327,968 (+2.9%) | $462,338 (-0.59%) Land $135,000 Building $327,338 |
| 2024 | $6,331.00 (+2.03%) Homeowner's exemption | $318,725 (+3%) | $465,093 (+1.45%) Land $135,000 Building $330,093 |
| 2023 | $6,205.00 (+6.21%) Homeowner's exemption | $309,442 (+3%) | $458,427 (+14.63%) Land $125,000 Building $333,427 |
| 2022 | $5,842.00 Homeowner's exemption | $300,429 | $399,935 Land $84,000 Building $315,935 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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