394 Academy St, Canton, NC 28716 Property Records

Haywood County property record for 394 Academy St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 936 sqft · built 1923
Lot Size	0.22 acres (9,574 sqft)
Owner	Individual Name on Record
Last Sale	$134,000 (Apr 2005)
Tax Bill	$1,181 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8657-90-4183`

Property Details

APN / Parcel Number

Primary APN	`8657-90-4183`
Alternative APN	`170240`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	936 sqft Heated Area
Gross Area	1,700 sqft
1st Floor Area	936 sqft
Upper Floors Area	764 sqft
Basement Area	468 sqft
Unfinished Basement	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	9,574 sqft (0.22 acres)
Garage Area	308 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	170240
Street Address	394 ACADEMY ST
City	CANTON
State	NC
Zip	28716-1197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR2
Legal Description	394 ACADEMY ST
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1011
Census Tract	920300

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	394 ACADEMY ST, CANTON, NC 28716-1197
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · VA Mortgage HOWARD HANNA FINANCIAL SERVICES INC
Jan 6, 2026	Intrafamily Transfer, Transfer · Seller Carry-Back MONICA OLSEN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2005 · Amount on Record
Deed Sale	Apr 21, 2005 · Amount on Record
Deed Document Number	2005622066
Deed Book / Page	628 / 814
Last Transfer Date	Dec 22, 2025
Transfer Doc	0011440795
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	394 ACADEMY ST, CANTON, NC 28716-1197
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 ACADEMY ST, CANTON, NC 28716-1197

Mortgage

Document Number	0011460708
Date	Feb 6, 2026
Book Page	1146/708
Instrument	2026000969

Lender

Name	HOWARD HANNA FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	PITTSBURGH, PA 15238

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAYWOOD NC
Recording Date	Jan 6, 2026
Property Address	394 ACADEMY ST, CANTON, NC 28716-1197
Document Number	0011440795
Book / Page	1144 / 795
Instrument Date	Dec 22, 2025
Instrument	2026000074
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 ACADEMY ST, CANTON, NC 28716-1197

Mortgage

Document Number	0001144801
Date	Jan 6, 2026
Instrument	1144/801

Lender

Name	MONICA OLSEN
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,900 (-) Land $19,300 Building $166,600
2025	$1,181.00	$185,900 (-) Land $19,300 Building $166,600	$185,900 (-) Land $19,300 Building $166,600
2023		$185,900 Land $19,300 Building $166,600	$185,900 (-) Land $19,300 Building $166,600
2021			$185,900 Land $19,300 Building $166,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	26 (1983–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Remnants Of Tropical Storm Fred, Aug 2021 · 6 claims Tropical Storm Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: AT&T, Verizon.

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