3939 E Garnet Loop, Hernando, FL 34442 Property Records

Citrus County property record for 3939 E Garnet Loop, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	1,430 sqft Living Area
Lot Size	28,874 sqft (0.662 acres)
Occupancy	Owner Occupied
Last Sale	$225,000 (2006)
Tax Bill	$27.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-11-0020-000G0-015.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3939 E GARNET LOOP, HERNANDO, FL 34442-3940
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 17, 2006 · Amount on Record
Deed Sale	Feb 17, 2006 · Amount on Record
Prior Sale	Feb 17, 2006 · Amount on Record
Deed Doc Number	0019741045
Last Transfer Date	Sep 26, 2022
Transfer Doc	0033230955
Record Refreshed	Jun 08, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Sep 26, 2022
Property Address	3939 E GARNET LOOP, HERNANDO, FL 34442-3940
Document Number	0033230955
Book / Page	3323 / 955
Map Reference	MB 3 PG 127
Instrument Date	Sep 26, 2022
Instrument	2022067226
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3939 E GARNET LOOP, HERNANDO, FL 34442-3940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3939 E GARNET LOOP, HERNANDO, FL 34442-3940

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27.00 Homeowner's exemption Additional exemption filed	$325,156 (+0.39%) Land $106,020 Building $219,136	$325,156 (+0.39%) Land $106,020 Building $219,136
2024	$27.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$323,906 (+12.56%) Land $96,900 Building $227,006	$323,906 (+12.56%) Land $96,900 Building $227,006
2023	$27.00 (-99.14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$287,758 (+38.33%) Land $96,900 Building $190,858	$287,758 (+38.33%) Land $96,900 Building $190,858
2022	$3,137.00 Homeowner's exemption Additional exemption filed	$208,021 Land $18,650 Building $189,371	$208,021 Land $18,650 Building $189,371

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	About 1 in 366 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-11-0020-000G0-015.0`
Alternative APNs	`1118S19E0020000G00150` `1591856` `3526650`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,430 sqft Living Area
1st Floor	1,430 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Wood Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Architectural Style	Other Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	28,874 sqft (0.662 acres)
Depth X Width	132 ft x 130 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Area	800 sqft Garage

Exterior Amenities

Deck Area	92 sqft Deck
Patio Area	380 sqft Patio
Porch	Open Porch
Porch Area	858 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3526650
Old Parcel Number	1118S19E0020000G00150
Street Address	3939 E GARNET LOOP
City	HERNANDO
State	FL
Zip	34442-3940
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WILLOLA HEIGHTS UNIT 2 PB 3 PG 127 LOT 15 & 16 BLK G
Legal Range	19E
Legal Township	18S
Legal Section	12
Legal Subdivision	WILLOLA HEIGHTS UNIT 2
Legal Block	G
Legal Lot Number	15-16
Legal Unit	2
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1001
Census Tract	450105