3938 Warbler Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 3938 Warbler Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,101 sqft · built 2006
Lot Size	0.139 acres (6,055 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (Aug 2007)
Tax Bill	$2,951 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-02-356728-000490`

Property Details

APN / Parcel Number

Primary APN	`25-29-02-356728-000490`
Alternative APNs	`022925356728000490` `22925000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,101 sqft Living Area
Gross Area	2,481 sqft
1st Floor Area	1,376 sqft
Upper Floors Area	725 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,055 sqft (0.139 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	380 sqft
Porch	Unfinished Open Porch
Porch Area	44 sqft

Location & Zoning

Street Address	3938 WARBLER DR
City	WINTER HAVEN
State	FL
Zip	33880-5033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUEENS COVE PHASE IV PLAT BOOK 127 PGS 1 & 2 LOT 49
Legal Range	25E
Legal Township	29S
Legal Section	02
Legal Subdivision	QUEENS COVE PHASE IV
Legal Phase	IV
Legal Tract	356728
Legal Block	2
Legal Lot Number	49
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2011
Census Tract	14704

Owner

3938 Warbler Dr is owned by two individuals who bought it in August 2007.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7455 GINGER CT, PLEASANTON, CA 94588-4864
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2007 · Amount on File
Deed Sale	Aug 10, 2007 · Amount on File
Prior Sale	Mar 27, 2007
Deed Document Number	2007169692
Deed Book / Page	7391 / 970
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3938 WARBLER DR, WINTER HAVEN, FL 33880-5033
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7455 GINGER CT, PLEASANTON, CA 94588-4864

Mortgage

Document Number	0000182586
Date	Jul 14, 2021
Book Page	11802/1472
Instrument	2021182586

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3938 WARBLER DR, WINTER HAVEN, FL 33880-5033
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7455 GINGER CT, PLEASANTON, CA 94588-4864

Mortgage

Document Number	0000113909
Date	May 3, 2021
Book Page	11697/571
Instrument	2021113909

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3938 Warbler Dr was $2,951.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,641 (+1%)	$237,108 (-6.08%) Land $36,000 Building $201,108
2025	$2,951.00	$211,492	$252,457 Land $36,000 Building $216,457
2023	$3,307.00 (+14.27%)	$262,094 (+24.09%) Land $35,000 Building $227,094	$262,094 (+24.09%) Land $35,000 Building $227,094
2022	$2,894.00	$211,211 Land $29,000 Building $182,211	$211,211 Land $29,000 Building $182,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3938 Warbler Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3938 Warbler Dr is moderate, ranking above 50% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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