3938 Stevens St, Castro Valley, CA 94546 Property Records

Alameda County property record for 3938 Stevens St, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1954
Lot Size	0.126 acres (5,504 sqft)
Owner	2 Individual Names on File
Last Sale	$1,310,000 (Jul 2021)
Tax Bill	$13,920 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`84C-765-2`

Property Details

APN / Parcel Number

Primary APN	`84C-765-2`
Alternative APN	`084C-0765-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,504 sqft (0.126 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3938 STEVENS ST
City	CASTRO VALLEY
State	CA
Zip	94546-4446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: 000A TR: 1086
Legal Subdivision	TRACT 1086
Legal Tract	1086
Legal Lot Number	1
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	4
Census Block	4004
Census Tract	430800

Owner

3938 Stevens St is owned and occupied by two individuals who bought it in July 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3938 STEVENS ST, CASTRO VALLEY, CA 94546-4446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS FCS INC
Jan 31, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 30, 2018	Grant Deed, Transfer · Conventional with PMI BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Prior Sale	Apr 30, 2018 · Amount on File
Deed Document Number	2021260822
Record Updated	Sep 20, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 28, 2021
Property Address	3938 STEVENS ST, CASTRO VALLEY, CA 94546-4446
Document Number	0000260822
Map Reference	MB 31 PG 44
Instrument Date	Jul 20, 2021
Instrument	2021260822
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3938 STEVENS ST, CASTRO VALLEY, CA 94546-4446

Mortgage

Document Number	0000260823
Date	Jul 28, 2021
Instrument	2021260823

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0000260824
Date	Jul 28, 2021
Instrument	2021260824

Lender

Name	THE PERMANENTE MEDICAL GROUP INC
Type	Non-Lending Institution
Address	OAKLAND, CA 94612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3938 STEVENS ST, CASTRO VALLEY, CA 94546-4446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3938 STEVENS ST, CASTRO VALLEY, CA 94546-4446

Mortgage

Document Number	0000301775
Date	Nov 9, 2020
Instrument	2020301775

Lender

Name	MORTGAGE SOLUTIONS FCS INC
Type	Non-Lending Institution
Address	WALNUT CREEK, CA 94598

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3938 STEVENS ST, CASTRO VALLEY, CA 94546-4446
Document Number	0000025274
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3938 STEVENS ST CASTRO VALLEY CA 945464446, CASTRO VALLEY, CA 94546-4446

Mortgage

Document Number	0000025274
Date	Feb 5, 2020
Instrument	25274

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 30, 2018
Property Address	3938 STEVENS ST, CASTRO VALLEY, CA 94546-4446
Document Number	0000085858
Instrument Date	Apr 25, 2018
Instrument	85858
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3938 STEVENS ST CASTRO VALLEY CA 945464446, CASTRO VALLEY, CA 94546-4446

Mortgage

Document Number	85859
Date	Apr 30, 2018
Instrument	85859

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3938 Stevens St was $13,920.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,106,000 (-) Land $331,800 Building $774,200
2025	$13,920.00	$1,106,000 Land $331,800 Building $774,200
2023	$13,675.00	$1,336,200 Land $400,860 Building $935,340	$1,138,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3938 Stevens St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3938 Stevens St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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