3938 S Ridgeline Ave, Springfield, MO 65807 Property Records

Greene County property record for 3938 S Ridgeline Ave, Springfield, MO 65807

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,578 sqft · built 2003
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,100 (Sep 2021)
Tax Bill	$2,237 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-18-08-401-090`

Property Details

APN / Parcel Number

Primary APN	`88-18-08-401-090`
Alternative APN	`1808401090`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area
1st Floor Area	1,566 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Foundation Type	No Foundation
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	140 ft deep x 72 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881808401090
Street Address	3938 S RIDGELINE AVE
City	SPRINGFIELD
State	MO
Zip	65807-5424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TIMBERLINE ESTATES LOT 26
Legal Range	22W
Legal Township	28N
Legal Section	08
Legal Subdivision	TIMBERLINE
Legal Lot Number	26
Jurisdiction	GREENE MO
Township / Civil Division	CAMPBELL NO. 2A
Census Block Group	1
Census Block	1022
Census Tract	4202

Owner

Source: Greene County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3938 S RIDGELINE AVE, SPRINGFIELD, MO 65807-5424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit LIBERTY SAVINGS BANK FSB
Sep 30, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Jul 7, 2005 · Amount on Record
Deed Document Number	202149095
Deed Book / Page	2021 / 4909521
Prior Transfer Date	Sep 14, 2015
Prior Transfer Doc	0000036277
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	3938 S RIDGELINE AVE, SPRINGFIELD, MO 65807-5424
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3938 S RIDGELINE AVE, SPRINGFIELD, MO 65807-5424

Mortgage

Document Number	0000000841
Date	Mar 16, 2026
Book Page	2026/8419-26
Instrument	8419-26

Lender

Name	LIBERTY SAVINGS BANK FSB
Type	Bank
Address	WILMINGTON, OH 45177

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Sep 30, 2021
Property Address	3938 S RIDGELINE AVE, SPRINGFIELD, MO 65807-5424
Document Number	0000004909
Book / Page	2021 / 49095-21
Instrument Date	Sep 29, 2021
Instrument	49095-21
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3938 S RIDGELINE AVE, SPRINGFIELD, MO 65807-5424

Mortgage

Document Number	0000004909
Date	Sep 30, 2021
Instrument	49096-21

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,430 (-) Land $6,650 Building $36,780
2025	$2,237.00 (+6.57%)	$43,430 (+13.96%) Land $6,650 Building $36,780	$228,600 (+13.96%) Land $35,000 Building $193,600
2023	$2,099.00 (+34.47%)	$38,110 (+31.19%) Land $5,700 Building $32,410	$200,600 (+31.2%) Land $30,000 Building $170,600
2022	$1,561.00	$29,050 Land $5,700 Building $23,350
2021			$152,900 Land $30,000 Building $122,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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