Pasco County property record for 3938 Pacente Loop, Wesley Chapel, FL 33543 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,672 sqft · built 2013 |
| Lot Size | 0.159 acres (6,923 sqft) |
| Owner | Individual Name on File |
| Last Sale | $388,000 (Dec 2023) |
| Tax Bill | $5,524 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-26-20-0090-00000-2360 |
| Primary APN | 23-26-20-0090-00000-2360 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| Gross Area | 2,122 sqft |
| 1st Floor Area | 1,672 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,923 sqft (0.159 acres) |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 558 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 145 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3938 PACENTE LOOP |
|---|---|
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33543-5438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHTON OAKS SUDIVISION PHASE 4 PB 67 PG 084 LOT 236 |
| Legal Range | 20E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | ASHTON OAKS |
| Legal Tract | 90 |
| Legal Lot Number | 236 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 32108 |
Source: Pasco County records · APN 23-26-20-0090-00000-2360
Assessment roll updated December 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20101 NATURES HIKE WAY, TAMPA, FL 33647-3581 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Dec 22, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 18, 2018 | Warranty Deed, Transfer SUNCOAST CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2023 · Amount on Record |
| Deed Sale | Dec 22, 2023 · Amount on Record |
| Prior Sale | Dec 18, 2018 · Amount on Record |
| Deed Document Number | 2023222490 |
| Deed Book / Page | 10935 / 2997 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Dec 22, 2023 |
| Property Address | 3938 PACENTE LOOP, WESLEY CHAPEL, FL 33543-5438 |
| Document Number | 0109352997 |
| Book / Page | 10935 / 2997 |
| Map Reference | MB 67 PG 84-92 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 2023222490 |
| Transaction Type | Transfer |
| Record Updated | Jan 08, 2024 |
| Title Company | RED DOOR TITLE, RED DOOR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,716.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4400 W SPRUCE ST APT 270, 270, TAMPA, FL 33607-4194 |
| Name | Verified Name |
|---|---|
| Address | 20101 NATURES HIKE WAY, TAMPA, FL 33647-3581 |
| Document Number | 0109352999 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | 10935/2999 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Dec 18, 2018 |
| Property Address | 3938 PACENTE LOOP, WESLEY CHAPEL, FL 33543-5438 |
| Document Number | 0098333068 |
| Book / Page | 009833 / 003068 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 211963 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2018 |
| Title Company | INSURED TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,679.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3938 PACENTE LOOP ZEPHYRHILLS FL 335435438, ZEPHYRHILLS, FL 33543-5438 |
| Document Number | 98333070 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 009833/003070 |
| Instrument | 211964 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 17, 2048 |
Source: Pasco County records · Assessment roll updated December 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,389 (-0.2%) Land $58,938 Building $249,451 | $308,389 (-0.2%) Land $58,938 Building $249,451 | |
| 2025 | $5,524.00 (+5.02%) | $308,999 (+45.61%) Land $58,938 Building $250,061 | $308,999 (-2.64%) Land $58,938 Building $250,061 |
| 2024 | $5,260.00 (+63.76%) | ||
| 2023 | $3,212.00 (+11.03%) Additional exemption filed | $212,210 (+3%) Land $51,438 Building $160,772 | $317,365 (+21.13%) Land $51,438 Building $265,927 |
| 2022 | $2,893.00 Homeowner's exemption | $206,030 Land $43,088 Building $162,942 | $262,005 Land $43,088 Building $218,917 |
Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121010321082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 161 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 11 (1997–2024) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Oct 2024, tidal / storm surge, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 433 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 91 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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