3938 Hwy 182, Jay, FL 32565 Property Records

Santa Rosa County property record for 3938 Hwy 182, Jay, FL 32565

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 728 sqft · built 1985
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Tax Bill$180 (2024)
Flood ZoneZone X (minimal risk)
APN09-3N-29-0000-00107-0000

Property Details

APN / Parcel Number

Primary APN09-3N-29-0000-00107-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area728 sqft Heated Area
Gross Area824 sqft
1st Floor Area771 sqft
Utility Area96 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 1985
Exterior MaterialMetal
Construction TypeWood
Roof MaterialMetal
Lot Area217,800 sqft (5 acres)
PorchPorch
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number093N290000001070000
Street Address3938 HIGHWAY 182
CityJAY
StateFL
Zip32565-7300
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeAG-RR
Legal DescriptionE 5 AC OF W 16 AC OF SE4 OF SW 4 AS DES IN OR 1483 PG 1157 LESS ALL MINERAL RIGHTS
Legal Range29W
Legal Township03N
Legal Section09
JurisdictionSANTA ROSA FL
Township / Civil DivisionALLENTOWN
Census Block Group1
Census Block1019
Census Tract10400

Owner

3938 Hwy 182, a mobile home, is owned and occupied by two individuals who acquired it in September 2003.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record2 Individual Names on File
Mailing Address3938 HIGHWAY 182, JAY, FL 32565-7300
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2003
Deed SaleSep 10, 2003
Deed Document Number0022011180
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$180.00 (+5.26%) Homeowner's exemption$31,225 (+3%)$74,997 (+2.17%) Land $56,000 Building $18,997
2023$171.00 (+6.21%) Homeowner's exemption$30,316 (+3%)$73,405 (+3.94%) Land $56,000 Building $17,405
2022$161.00 Homeowner's exemption$29,433$70,621 Land $56,000 Building $14,621

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3938 Hwy 182 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (1998–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3938 Hwy 182 is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Conexon Connect
Fiber
2,000 / 2,000

Nearby Properties on Hwy 182

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