Santa Rosa County property record for 3938 Hwy 182, Jay, FL 32565
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 728 sqft · built 1985 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $180 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-3N-29-0000-00107-0000 |
| Primary APN | 09-3N-29-0000-00107-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 728 sqft Heated Area |
| Gross Area | 824 sqft |
| 1st Floor Area | 771 sqft |
| Utility Area | 96 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Porch |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 093N290000001070000 |
|---|---|
| Street Address | 3938 HIGHWAY 182 |
| City | JAY |
| State | FL |
| Zip | 32565-7300 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | AG-RR |
| Legal Description | E 5 AC OF W 16 AC OF SE4 OF SW 4 AS DES IN OR 1483 PG 1157 LESS ALL MINERAL RIGHTS |
| Legal Range | 29W |
| Legal Township | 03N |
| Legal Section | 09 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | ALLENTOWN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10400 |
3938 Hwy 182, a mobile home, is owned and occupied by two individuals who acquired it in September 2003.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3938 HIGHWAY 182, JAY, FL 32565-7300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2003 |
| Deed Sale | Sep 10, 2003 |
| Deed Document Number | 0022011180 |
| Record Updated | Jun 8, 2026 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $180.00 (+5.26%) Homeowner's exemption | $31,225 (+3%) | $74,997 (+2.17%) Land $56,000 Building $18,997 |
| 2023 | $171.00 (+6.21%) Homeowner's exemption | $30,316 (+3%) | $73,405 (+3.94%) Land $56,000 Building $17,405 |
| 2022 | $161.00 Homeowner's exemption | $29,433 | $70,621 Land $56,000 Building $14,621 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3938 Hwy 182 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (1998–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3938 Hwy 182 is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Conexon Connect Fiber | 2,000 / 2,000 |
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