3938 Flowerwood Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 3938 Flowerwood Ln, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,616 sqft · built 2002
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on File
Last Sale	$1,030,000 (May 2018)
Tax Bill	$12,291 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`124-461-29-00`

Property Details

APN / Parcel Number

Primary APN	`124-461-29-00`
Alternative APN	`1244611300`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,616 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	37,897 sqft (0.87 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1244611300
Street Address	3938 FLOWERWOOD LN
City	FALLBROOK
State	CA
Zip	92028-8031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRO
Legal Description	LOT 77 PAR A OF DOC02-828711 IN LOT 78&IN TR 014207
Legal Subdivision	S #3649 & 3786
Legal Tract	014207
Legal Block	2
Legal Lot Number	77,78
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2014
Census Tract	18804

Owner

3938 Flowerwood Ln is owned and occupied by an individual who bought it in May 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3938 FLOWERWOOD LN, FALLBROOK, CA 92028-8031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 29, 2018	Grant Deed, Transfer · Conventional Mortgage WFB NA
Mar 29, 2017	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2018 · Amount on File
Deed Sale	May 29, 2018 · Amount on File
Prior Sale	Mar 29, 2017 · Amount on File
Deed Document Number	2018215672
Prior Transfer Date	May 9, 2016
Prior Transfer Doc	0000273679
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3938 FLOWERWOOD LN, FALLBROOK, CA 92028-8031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000284661
Date	Jun 4, 2020
Instrument	2020-0284661

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3938 FLOWERWOOD LN, FALLBROOK, CA 92028-8031
Document Number	0000398860
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4151 FOX CREEK CT DANVILLE CA 945065864, DANVILLE, CA 94506-5864

Mortgage

Document Number	0000398860
Date	Sep 13, 2019
Instrument	398860

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 12, 2034

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 29, 2018
Property Address	3938 FLOWERWOOD LN, FALLBROOK, CA 92028-8031
Document Number	0000215672
Instrument Date	Apr 27, 2018
Instrument	215672
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,133.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3938 FLOWERWOOD LN FALLBROOK CA 920288031, FALLBROOK, CA 92028-8031

Mortgage

Document Number	215673
Date	May 29, 2018
Instrument	215673

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2017
Property Address	3938 FLOWERWOOD LN, FALLBROOK, CA 92028-8031
Document Number	0000141813
Instrument Date	Feb 22, 2017
Instrument	141813
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3938 FLOWERWOOD LN FALLBROOK CA 920288031, FALLBROOK, CA 92028-8031

Mortgage

Document Number	141814
Date	Mar 29, 2017
Instrument	141814

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Mortgage

Document Number	141815,
Date	Mar 29, 2017
Instrument	141815

Lender

Name	OTTERBACHER M L & H J TR (PT)
Address	5002 SUNCREST CT, OCEANSIDE, CA 92056-2517

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3938 Flowerwood Ln was $12,291.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,195,397 (+2%) Land $458,428 Building $736,969
2025	$12,291.00	$1,171,959 Land $449,440 Building $722,519
2023	$11,786.00 (+1.74%)	$1,126,452 Land $431,989 Building $694,463
2022	$11,585.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3938 Flowerwood Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3938 Flowerwood Ln is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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