3938 County Home Rd, Conover, NC 28613 Property Records

Catawba County property record for 3938 County Home Rd, Conover, NC 28613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,438 sqft · built 1888
Lot Size	3.76 acres (163,786 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,513 (2025)
Deeds & Mortgages	Aug 2019 Construction Loan Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3743-13-02-3687`

Property Details

APN / Parcel Number

Primary APN	`3743-13-02-3687`
Alternative APN	`0404678`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,438 sqft Living Area
1st Floor Area	684 sqft
Upper Floors Area	684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1888
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	163,786 sqft (3.76 acres)
Terrain	Rolling
Porch	Porch
Porch Area	494 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3938 COUNTY HOME RD
City	CONOVER
State	NC
Zip	28613-6503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	PL 77-84
Legal Subdivision	MINOR SUBDIVISION
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	2
Census Block	2016
Census Tract	10203

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3938 COUNTY HOME RD, CONOVER, NC 28613-6503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2019	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3938 COUNTY HOME RD, CONOVER, NC 28613-6503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035220123
Date	Aug 19, 2019
Book Page	03522/0123
Instrument	14231

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3938 COUNTY HOME RD, CONOVER, NC 28613-6503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036040748
Date	Oct 5, 2020
Book Page	3604/748
Instrument	20416

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Newton-Conover City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,700 (-) Land $37,300 Building $342,400
2025	$1,513.00 (-16.69%)	$379,700 (+62.75%) Land $37,300 Building $342,400
2024	$1,816.00
2023	$1,816.00	$233,300 Land $37,300 Building $196,000	$379,700 Land $37,300 Building $342,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2019–2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONOVER serves 15,347 people · EPA ID NC0118020
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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