39375 King Edward Ct, Willoughby, OH 44094 Property Records

Lake County property record for 39375 King Edward Ct, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,976 sqft · built 1991
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Aug 1998)
Tax Bill	$7,916 (2023)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-A-022-B-00-012-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-022-B-00-012-0`
Alternative APN	`14`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	2,228 sqft
1st Floor Area	734 sqft
Basement Area	252 sqft
Unfinished Basement	252 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Colonial
Exterior Material	Combination
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	60 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	14
Street Address	39375 KING EDWARD CT
City	WILLOUGHBY
State	OH
Zip	44094-7981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 & 3 TRACT 1, LOT 2 TRACT 4
Legal Subdivision	CROMWELL ESTATES SUBDIVISION
Legal Tract	1,4
Legal Lot Number	12
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2012
Census Tract	201500

Owner

39375 King Edward Ct is owned and occupied by an individual who bought it in August 1998.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Mailing Address	39375 KING EDWARD CT, WILLOUGHBY, OH 44094-7981
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 1998 · Amount on File
Deed Sale	Aug 20, 1998 · Amount on File
Deed Document Number	3317
Prior Transfer Date	May 28, 1997
Prior Transfer Doc	970017569
Record Updated	Jun 7, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	39375 KING EDWARD CT, WILLOUGHBY, OH 44094-7981
Document Number	0000023153
Instrument Date	Aug 19, 2017
Transaction Type	Mortgage
Record Updated	Sep 7, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39375 KING EDWARD CT WILLOUGHBY OH 440947981, WILLOUGHBY, OH 44094-7981

Mortgage

Document Number	0000023153
Date	Aug 30, 2017
Instrument	23153

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,916.00 (+54.46%) Homeowner's exemption	$83,610 (-) Land $18,350 Building $65,260
2022	$5,125.00 Homeowner's exemption	$83,610 Land $18,350 Building $65,260
2021			$238,890 Land $52,420 Building $186,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39375 King Edward Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39375 King Edward Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	AQUA OHIO - MENTOR
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20