3937 N Ridge Rd E, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 3937 N Ridge Rd E, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,584 sqft · built 1950
Lot Size	1.13 acres (49,266 sqft)
Owner	Individual Name on Record
Last Sale	$77,500 (Aug 2013)
Tax Bill	$5,150 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-007-00-006-00`

Property Details

APN / Parcel Number

Primary APN	`03-007-00-006-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	1,984 sqft
1st Floor Area	1,584 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	49,266 sqft (1.13 acres)
Terrain	Rolling
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Kennel	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Solar
Sewer	Septic
Water Source	Cistern

Location & Zoning

Street Address	3937 N RIDGE RD E
City	ASHTABULA
State	OH
Zip	44004-4352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7
Legal Subdivision	ASHTABULA
Legal Lot Number	7
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	1
Census Block	1061
Census Tract	300

Owner

Source: Ashtabula County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3937 N RIDGE RD E, ASHTABULA, OH 44004-4352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW FEDERAL CREDIT UNION
May 6, 2019	Deed of Trust, Mortgage · Line of Credit LAKEVIEW FCU
May 4, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW FCU
Nov 24, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW FCU
Nov 24, 2020	Deed of Trust, Mortgage · Line of Credit LAKEVIEW FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2013 · Amount on Record
Deed Sale	Aug 30, 2013 · Amount on Record
Prior Sale	Oct 19, 2009 · Amount on Record
Deed Document Number	201310043
Deed Book / Page	549 / 1908
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Recording Date	May 26, 2026
Property Address	3937 N RIDGE RD E, ASHTABULA, OH 44004-4352
Document Number	0000004635
Book / Page	871 / 688
Instrument Date	May 22, 2026
Instrument	20264635
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3937 N RIDGE RD E, ASHTABULA, OH 44004-4352

Mortgage

Document Number	0000004635,
Date	May 26, 2026
Book Page	871/688
Instrument	20264635

Lender

Name	LAKEVIEW FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	3937 N RIDGE RD E, ASHTABULA, OH 44004-4352
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004084
Date	May 6, 2019
Book Page	682/0404
Instrument	201900004084

Lender

Name	LAKEVIEW FCU
Type	Credit Union
Address	ASHTABULA, OH 44004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 5, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	3937 N RIDGE RD E, ASHTABULA, OH 44004-4352
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	TITLE PROFESSIONAL GROUP LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003958
Date	May 4, 2020
Book Page	707/1312
Instrument	202000003958

Lender

Name	LAKEVIEW FCU
Type	Credit Union
Address	ASHTABULA, OH 44005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 10, 2040

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	3937 N RIDGE RD E, ASHTABULA, OH 44004-4352
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	TITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012460
Date	Nov 24, 2020
Book Page	725/61
Instrument	202000012460

Lender

Name	LAKEVIEW FCU
Type	Credit Union
Address	ASHTABULA, OH 44005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	3937 N RIDGE RD E, ASHTABULA, OH 44004-4352
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	TITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012459
Date	Nov 24, 2020
Book Page	725/49
Instrument	202000012459

Lender

Name	LAKEVIEW FCU
Type	Credit Union
Address	ASHTABULA, OH 44004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 23, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Unified School District	Buckeye Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,150.00 (+109.78%)	$57,960 (+4.47%) Land $6,440 Building $51,520	$165,600 (+4.48%) Land $18,400 Building $147,200
2023	$2,455.00 (+20.58%)	$55,480 (+43.03%) Land $6,440 Building $49,040	$158,500 (+43.05%) Land $18,400 Building $140,100
2022	$2,036.00	$38,790 Land $4,940 Building $33,850
2020			$110,800 Land $14,100 Building $96,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: GreatWave Communications, T-Mobile.

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