3937 Curtis Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 3937 Curtis Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1989
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (May 2026)
Tax Bill	$4,357 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-5-28-4005-001`

Property Details

APN / Parcel Number

Primary APN	`09-11-5-28-4005-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,155 sqft (0.83 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3937 CURTIS RD
City	BIRCH RUN
State	MI
Zip	48415-9083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT A PT 254.05 FT W FROM SE CORN OF SEC 28 TH CONT W 106 FT TH N 343 FT TH E 106 FT TH S 343 FT TO POB 0.83 ACRE SEC 28
Legal Range	05E
Legal Township	11N
Legal Section	28
Jurisdiction	SAGINAW MI
Township / Civil Division	BRIDGEPORT
Census Block Group	2
Census Block	2037
Census Tract	11702

Owner

3937 Curtis Rd is owned and occupied by an individual who bought it in May 2026.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	11682 PLAZA DR, 9, CLIO, MI 48420-1737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE HSNG DEV AUTH
Jun 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
May 29, 2026	Warranty Deed, Transfer LIBERTY TITLE
Sep 23, 2025	Warranty Deed, Transfer · Line of Credit EQUITY TRUST COMPANY C

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Sep 23, 2025 · Amount on File
Deed Document Number	202614361
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Jun 4, 2026
Property Address	3937 CURTIS RD, BIRCH RUN, MI 48415-9083
Document Number	0000014787
Instrument Date	May 22, 2026
Instrument	202614787
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3937 CURTIS RD, BIRCH RUN, MI 48415-9083

Mortgage

Document Number	0000014787,
Date	Jun 4, 2026
Instrument	202614787

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.23%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Jun 4, 2026
Property Address	3937 CURTIS RD, BIRCH RUN, MI 48415-9083
Document Number	0000014786
Instrument Date	May 22, 2026
Instrument	202614786
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014786,
Date	Jun 4, 2026
Instrument	202614786

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	May 29, 2026
Property Address	3937 CURTIS RD, BIRCH RUN, MI 48415-9083
Document Number	0000014361
Instrument Date	May 22, 2026
Instrument	202614361
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$174,225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 23, 2025
Property Address	3937 CURTIS RD, BIRCH RUN, MI 48415-9083
Document Number	0000022819
Instrument Date	Sep 16, 2025
Instrument	2025022819
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	DREAM TITLE AND ESCROW AGENCY, DREAM TITLE AND ESCROW AGCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3281 WERK RD, CINCINNATI, OH 45211-6843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11118 OLD BRIDGE RD, GRAND BLANC, MI 48439-1056

Mortgage

Document Number	0000022854
Date	Sep 23, 2025
Instrument	2025022854

Lender

Name	EQUITY TRUST COMPANY C
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3937 Curtis Rd was $4,357 with a homeowner's exemption, up 122.5% from the year before.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Bridgeport Charter Township
Unified School District	Bridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,800 (+2.29%)	$151,600 (+2.29%)
2025	$4,357.00 (+122.52%) Homeowner's exemption	$74,100	$148,200
2024	$1,958.00
2023		$63,100	$126,200
2022	$1,644.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3937 Curtis Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1986–2013)
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3937 Curtis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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