3937 Arista Way, Oceanside, CA 92058 Property Records

San Diego County property record for 3937 Arista Way, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,878 sqft · built 2001
Lot Size	0.214 acres (9,310 sqft)
Owner	Trust Name on File
Last Sale	$251,500 (Feb 2000)
Tax Bill	$4,460 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Apr 2022 Transfer + 2 more
Flood Zone	Zone A99 (high risk)
APN	`158-674-53-00`

Property Details

APN / Parcel Number

Primary APN	`158-674-53-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,878 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	9,310 sqft (0.214 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3937 ARISTA WAY
City	OCEANSIDE
State	CA
Zip	92058-7982
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-H
Legal Description	LOT 222 TR 013723
Legal Subdivision	RIO VISTA
Legal Tract	013723
Legal Block	2
Legal Lot Number	222
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18622

Owner

3937 Arista Way is owner-occupied and held in a trust since March 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	3937 ARISTA WAY, OCEANSIDE, CA 92058-7982
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Reverse Mortgage THE MONEY HOUSE INC
Apr 1, 2022	Intrafamily Transfer, Transfer WFG TITLE COMPANY OF CA
Feb 22, 2021	Deed of Trust, Mortgage · Reverse Mortgage HIGHTECHLENDING INC
Oct 16, 2019	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2000 · Amount on File
Deed Sale	Feb 25, 2000 · Amount on File
Deed Document Number	200095634
Last Transfer Date	Mar 25, 2022
Transfer Doc	0000142966
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3937 ARISTA WAY, OCEANSIDE, CA 92058-7982
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3937 ARISTA WAY, OCEANSIDE, CA 92058-7982

Mortgage

Document Number	0000141111
Date	Mar 30, 2022
Instrument	2022-0141111

Lender

Name	THE MONEY HOUSE INC
Type	Mortgage Company
Address	ORLANDO, FL 32819

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	746 Months
Due	May 17, 2084

Interest

Rate Type	Adjustable Rate
Rate	3.55%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.55%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 1, 2022
Property Address	3937 ARISTA WAY, OCEANSIDE, CA 92058-7982
Document Number	0000142966
Map Reference	MAP 13723
Instrument Date	Mar 25, 2022
Instrument	2022-0142966
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3937 ARISTA WAY, OCEANSIDE, CA 92058-7982

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3937 ARISTA WAY, OCEANSIDE, CA 92058-7982
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3937 ARISTA WAY, OCEANSIDE, CA 92058-7982

Mortgage

Document Number	0000132626
Date	Feb 22, 2021
Instrument	2021-0132626

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.98%
Type Change Date	Mar 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

October 2019: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2019
Property Address	3937 ARISTA WAY, OCEANSIDE, CA 92058-7982
Document Number	0000466445
Instrument Date	Oct 9, 2019
Instrument	466445
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	TIMIOS TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3937 ARISTA WAY OCEANSIDE CA 920587982, OCEANSIDE, CA 92058-7982

Mortgage

Document Number	466446
Date	Oct 16, 2019
Instrument	466446

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	780 Months
Due	Oct 15, 2084

Interest

Rate Type	Adjustable Rate
Rate	4.77%

Mortgage

Document Number	466447,
Date	Oct 16, 2019
Instrument	466447

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	780 Months
Due	Oct 15, 2084

Interest

Rate Type	Adjustable Rate
Rate	4.77%

Tax Assessment & Valuation

The 2025 property tax bill for 3937 Arista Way was $4,460 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$409,519 (+2%) Land $180,274 Building $229,245
2025	$4,460.00 Homeowner's exemption	$401,490 Land $176,740 Building $224,750
2023	$4,237.00 (+1.56%) Homeowner's exemption	$385,902 Land $169,878 Building $216,024
2022	$4,172.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3937 Arista Way in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 69 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	102 units insured incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3937 Arista Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

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