3936 Springoak Dr, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3936 Springoak Dr, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,107 sqft · built 1968
Lot Size	2.5 acres (108,987 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Jun 2023)
Tax Bill	$7,117 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0240-0081-00`

Property Details

APN / Parcel Number

Primary APN	`550-0240-0081-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,107 sqft Living Area
1st Floor Area	1,032 sqft
2nd Floor Area	1,075 sqft
Basement Area	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	108,987 sqft (2.5 acres)
Lot Dimensions	515 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	420 sqft
Patio Area	1,140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3936 SPRINGOAK DR
City	CINCINNATI
State	OH
Zip	45248-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRINGOAK DR 48.45 X 515.47 IRR LOT 4 WURSTERS 4TH SUB
Legal Subdivision	WURSTERS 4TH SUB
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2000
Census Tract	21101

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3936 SPRINGOAK DR, CINCINNATI, OH 45248-2141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Deed Document Number	2023-0038570
Deed Book / Page	14932 / 1104
Record Updated	Jun 8, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 7, 2023
Property Address	3936 SPRINGOAK DR, CINCINNATI, OH 45248-2141
Document Number	0000038570
Book / Page	14932 / 1104
Map Reference	MB 131 PG 42
Instrument Date	Jun 2, 2023
Instrument	2023-0038570
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	MILLENNIAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3936 SPRINGOAK DR, CINCINNATI, OH 45248-2141

Mortgage

Document Number	0000038571
Date	Jun 7, 2023
Instrument	2023-0038571

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	10.7%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,117.00 (+1.89%)	$135,912 (+%) Land $31,097 Building $104,815
2024	$6,985.00 (+0.33%)	$135,911 (-) Land $31,097 Building $104,814
2023	$6,962.00 (+10.42%)	$135,911 (+30.19%) Land $31,097 Building $104,814	$388,320 (+30.2%) Land $88,850 Building $299,470
2022	$6,305.00 Homeowner's exemption	$104,391 Land $29,022 Building $75,369
2020			$298,260 Land $82,920 Building $215,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20