3936 Emerald Estates Cir, Apopka, FL 32703 Property Records

Seminole County property record for 3936 Emerald Estates Cir, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,619 sqft · built 2001
Lot Size	0.274 acres (11,947 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Dec 2020)
Tax Bill	$7,322 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Jun 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-21-29-5PA-0000-0080`

Property Details

APN / Parcel Number

Primary APN	`17-21-29-5PA-0000-0080`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,619 sqft Living Area
1st Floor Area	3,095 sqft
2nd Floor Area	524 sqft
Upper Floors Area	524 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	11,947 sqft
Garage Area	611 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	483 sqft
Patio Area	1 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3936 EMERALD ESTATES CIR
City	APOPKA
State	FL
Zip	32703-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 EMERALD ESTATES PB 54 PGS 78 THRU 82
Legal Range	29E
Legal Township	21S
Legal Section	17
Legal Subdivision	EMERALD ESTATES
Legal Lot Number	8
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	3
Census Block	3006
Census Tract	21708

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3936 EMERALD ESTATES CIR, APOPKA, FL 32703-6731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Jun 27, 2019	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENDER MTG
Dec 28, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY FUNDING GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2020 · Amount on File
Deed Sale	Dec 28, 2020 · Amount on File
Prior Sale	Aug 30, 2011
Deed Document Number	2020149190
Deed Book / Page	9797 / 1276
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3936 EMERALD ESTATES CIR, APOPKA, FL 32703-6731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091121424
Date	Apr 17, 2018
Book Page	09112/1424
Instrument	2018042081

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3936 EMERALD ESTATES CIR, APOPKA, FL 32703-6731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093830958
Date	Jun 27, 2019
Book Page	09383/0958
Instrument	2019068916

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	May 28, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3936 EMERALD ESTATES CIR, APOPKA, FL 32703-6731
Document Number	0097970663
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17011 SW 91ST ST MIAMI FL 331964861, MIAMI, FL 33196-4861

Mortgage

Document Number	0097970663
Date	Dec 28, 2020
Book Page	009797/000663
Instrument	149068

Lender

Name	LENDER MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 28, 2020
Property Address	3936 EMERALD ESTATES CIR, APOPKA, FL 32703-6731
Document Number	0097971276
Book / Page	9797 / 1276
Map Reference	MB 54 PG 78-82
Instrument Date	Dec 18, 2020
Instrument	2020149190
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	CLEAR TITLE SOLUTIONS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	931 79TH ST S, 931, SAINT PETERSBURG, FL 33707-2712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3936 EMERALD ESTATES CIR, APOPKA, FL 32703-6731

Mortgage

Document Number	0097971277
Date	Dec 28, 2020
Instrument	9797/1277

Lender

Name	FAIRWAY FUNDING GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,322.00 (+7.61%) Homeowner's exemption	$559,926 (+5.99%)	$634,176 (-1.82%) Land $115,000 Building $519,176
2023	$6,804.00 (+2.42%) Homeowner's exemption	$528,297 (+3%)	$645,916 (+16.49%) Land $85,000 Building $560,916
2022	$6,643.00 Homeowner's exemption	$512,910	$554,500 Land $63,500 Building $491,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE BRANTLEY (CONSEC) serves 192 people · EPA ID FL3590685
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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