Bay County property record for 3935 Sequin Dr, Bay City, MI 48706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,364 sqft · built 1974 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,900 (Jun 2019) |
| Tax Bill | $3,045 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-S21-000-138-00 |
| Primary APN | 010-S21-000-138-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,364 sqft Living Area |
| 1st Floor Area | 1,364 sqft |
| Basement Area | 1,364 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 130 ft deep x 81.4 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3935 SEQUIN DR |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706-2045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 138 SEQUINS SUB NO. 6 AS RECORDED IN LIBER 9 OF PLATS PAGES 24 & 25 OF BAY COUNTY RECORDS. |
| Legal Subdivision | SEQUINS SUB |
| Legal Lot Number | 138 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BANGOR |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 285800 |
Source: Bay County records · APN 010-S21-000-138-00
Assessment roll updated May 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3935 SEQUIN DR, BAY CITY, MI 48706-2045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Jun 12, 2019 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MTG |
| Apr 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 12, 2019 · Amount on Record |
| Deed Sale | Jun 12, 2019 · Amount on Record |
| Prior Sale | Apr 21, 2017 · Amount on Record |
| Deed Document Number | 20198380 |
| Prior Transfer Date | Aug 02, 2011 |
| Prior Transfer Doc | 0028160865 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 3935 SEQUIN DR, BAY CITY, MI 48706-2045 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 202104010 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 202104010 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 363 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 3935 SEQUIN DR, BAY CITY, MI 48706-2045 |
| Document Number | 0000006241 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3935 SEQUIN DR BAY CITY MI 487062045, BAY CITY, MI 48706-2045 |
| Document Number | 0000006241 |
|---|---|
| Date | May 07, 2020 |
| Instrument | 6241 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 06, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jun 12, 2019 |
| Property Address | 3935 SEQUIN DR, BAY CITY, MI 48706-2045 |
| Document Number | 0000008380 |
| Instrument Date | Jun 04, 2019 |
| Instrument | 8380 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,375.14 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 708 GEMMA DR MIDLAND MI 486428117, MIDLAND, MI 48642-8117 |
| Document Number | 8381 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 8381 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Apr 21, 2017 |
| Property Address | 3935 SEQUIN DR, BAY CITY, MI 48706-2045 |
| Document Number | 0032120376 |
| Book / Page | 3212 / 376 |
| Map Reference | LB9 PG24&25 |
| Instrument Date | Mar 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,118.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3935 SEQUIN DR, 3935, BAY CITY, MI 48706-2045 |
| Name | Verified Name |
|---|---|
| Address | 712 N POWELL RD, ESSEXVILLE, MI 48732-1765 |
| Document Number | 3212377 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 3212/377 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2047 |
Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Bangor Charter Township |
| Unified School District | Bangor Township Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,045.00 (+77.34%) Homeowner's exemption | $101,050 (+3.69%) | $202,100 (+3.69%) |
| 2025 | $1,717.00 (-31.87%) Homeowner's exemption | $97,450 (+23.59%) | $194,900 (+23.59%) |
| 2023 | $78,850 | $157,700 | |
| 2022 | $2,520.00 |
Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172858004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 391 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF BAY CITY serves 32,255 people |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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