3935 Pemberly Pines Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3935 Pemberly Pines Cir, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,588 sqft · built 2005
Lot Size	0.024 acres (1,045 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jan 2025)
Tax Bill	$3,388 (2025)
Deeds & Mortgages	Dec 2017 Sale Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-26-30-0731-0001-0680`

Property Details

APN / Parcel Number

Primary APN	`04-26-30-0731-0001-0680`
Alternative APNs	`263004073100010680` `129487`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,588 sqft Living Area
Gross Area	2,029 sqft
1st Floor Area	788 sqft
Upper Floors Area	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,045 sqft (0.024 acres)
Garage Type	Attached
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	18 sqft
Patio Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3935 PEMBERLY PINES CIR
City	SAINT CLOUD
State	FL
Zip	34769-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	PEMBERLY PINES PB 17 PGS 77-79 LOT 68
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PEMBERLY PINES
Legal Tract	731
Legal Block	680
Legal Lot Number	68
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1012
Census Tract	43203

Owner

3935 Pemberly Pines Cir is owned and occupied by an individual who bought it in January 2025.

Source: Osceola County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	3935 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Apr 19, 2017	Warranty Deed, Transfer SMART INT'L TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2025 · Amount on File
Deed Sale	Jan 9, 2025 · Amount on File
Prior Sale	Dec 20, 2017 · Amount on File
Deed Document Number	20253572
Deed Book / Page	6723 / 1773
Prior Transfer Date	Nov 27, 2024
Prior Transfer Doc	0067051168
Record Updated	Sep 20, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 20, 2017
Property Address	3935 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1543
Document Number	0052571393
Book / Page	005257 / 001393
Instrument Date	Dec 18, 2017
Instrument	181377
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,091.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3935 PEMBERLY PINES CIR ST CLOUD FL 347691543, ST CLOUD, FL 34769-1543

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 19, 2017
Property Address	3935 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1543
Document Number	0051342592
Book / Page	005134 / 002592
Instrument Date	Apr 13, 2017
Instrument	58351
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	SMART INT'L TITLE LLC

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2448 DEER CREEK BLVD ST CLOUD FL 347728206, ST CLOUD, FL 34772-8206

Tax Assessment & Valuation

The 2025 property tax bill for 3935 Pemberly Pines Cir was $3,388, down 7.8% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,388.00 (-7.76%)	$232,200 Land $35,000 Building $197,200	$232,200 Land $35,000 Building $197,200
2024	$3,673.00 (+3.7%)
2023	$3,542.00 (+13.56%)	$233,000 (+20.79%) Land $14,900 Building $218,100	$233,000 (+20.79%) Land $14,900 Building $218,100
2022	$3,119.00	$192,900 Land $14,900 Building $178,000	$192,900 Land $14,900 Building $178,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3935 Pemberly Pines Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3935 Pemberly Pines Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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