Kane County property record for 3935 Commerce Dr, Saint Charles, IL 60174
| Property Type | General Industrial |
|---|---|
| Details | 8,093 sqft · built 2000 |
| Lot Size | 0.658 acres (28,646 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,100,000 (Oct 2024) |
| Tax Bill | $22,193 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jun 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-36-426-021 |
| Primary APN | 09-36-426-021 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 8,093 sqft Gross Area |
| 1st Floor Area | 8,093 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 28,646 sqft (0.658 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3935 COMMERCE DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-5321 |
| Property Category | Industrial |
| Property Type | Industrial > General Industrial |
| Legal Description | MAP AREA: 165-INDUST MED |
| Legal Subdivision | SHANAHAN INDUSTRL PK |
| Legal Block | 4 |
| Legal Lot Number | 1,2,1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4045 |
| Census Tract | 852002 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 209 STUARTON DR, WHEATON, IL 60189-7312 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Feb 2, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Jun 8, 2020 | Deed of Trust, Mortgage FIRST ST BK |
| Jun 8, 2020 | Deed of Trust, Mortgage WESSEX 504 CORP |
| May 28, 2020 | Warranty Deed, Transfer · Line of Credit FIRST STATE BANK |
| Feb 7, 2018 | Trustee's Deed, Construction Loan · Line of Credit HOMETOWN NAT'L BK |
| Dec 29, 2017 | Warranty Deed, Transfer · Commercial Mortgage HOMETOWN NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2024 · Amount on Record |
| Deed Sale | Oct 25, 2024 · Amount on Record |
| Prior Sale | May 28, 2020 · Amount on Record |
| Deed Document Number | 202439249 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3935 COMMERCE DR, ST CHARLES, IL 60174-5321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000003487 |
|---|---|
| Date | Feb 2, 2024 |
| Instrument | 2024K003487 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60175 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3935 COMMERCE DR, ST CHARLES, IL 60174-5321 |
| Document Number | 0000030769 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3935 COMMERCE DR ST CHARLES IL 601745321, ST CHARLES, IL 60174-5321 |
| Document Number | 0000030769 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 30769 |
| Name | FIRST ST BK |
|---|---|
| Type | Bank |
| Address | NORTHFIELD, IL 60093 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jun 11, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3935 COMMERCE DR, ST CHARLES, IL 60174-5321 |
| Document Number | 0000030658 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3935 COMMERCE DR ST CHARLES IL 601745321, ST CHARLES, IL 60174-5321 |
| Document Number | 0000030658 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 30658 |
| Name | WESSEX 504 CORP |
|---|---|
| Address | 790 W FRONTAGE RD, NORTHFIELD, IL 60093-1204 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 28, 2020 |
| Property Address | 3935 COMMERCE DR, ST CHARLES, IL 60174-5321 |
| Document Number | 0000027373 |
| Map Reference | DOC 1999K048455 |
| Instrument Date | May 21, 2020 |
| Instrument | 2020K027373 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $765.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3935 COMMERCE DR, SAINT CHARLES, IL 60174-5321 |
| Document Number | 0000027374 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 2020K027374 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 26, 2040 |
| Document Number | 0000027375 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 2020K027375 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60175 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 3 Months |
| Due | Aug 26, 2020 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 7, 2018 |
| Property Address | 3935 COMMERCE DR, ST CHARLES, IL 60174-5321 |
| Instrument Date | Feb 2, 2018 |
| Instrument | 6150 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3935 COMMERCE DR ST CHARLES IL 601745321, ST CHARLES, IL 60174-5321 |
| Document Number | 0000006150 |
|---|---|
| Date | Feb 7, 2018 |
| Instrument | 6150 |
| Name | HOMETOWN NAT'L BK |
|---|---|
| Type | Bank |
| Address | JOLIET, IL 60435 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 6, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 29, 2017 |
| Property Address | 3935 COMMERCE DR, ST CHARLES, IL 60174-5321 |
| Document Number | 0000067494 |
| Map Reference | DOC1999K048455 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 2017K067494 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3935 COMMERCE DR, SAINT CHARLES, IL 60174-5321 |
| Document Number | 0000067495 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 2017K067495 |
| Name | HOMETOWN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,193.00 (+18.1%) | ||
| 2024 | $18,792.00 (-0.32%) | $253,160 (+8.42%) Land $48,005 Building $205,155 | $759,784 (+8.46%) Land $144,073 Building $615,711 |
| 2022 | $18,853.00 (+3.86%) | $233,499 (+4.91%) Land $47,557 Building $185,942 | $700,497 (+4.91%) Land $142,671 Building $557,826 |
| 2021 | $18,152.00 | $222,571 Land $45,331 Building $177,240 | $667,713 Land $135,993 Building $531,720 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1994–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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