3935 Bilbray St, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 3935 Bilbray St, Pace, FL 32571 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2009
Square Footage	2,040 sqft Heated Area
Lot Size	18,500 sqft (0.424 acres)
Occupancy	Owner Occupied
Last Sale	$225,000 (2021)
Tax Bill	$2,179.00 (2024)

Owner

Source: Santa Rosa County records · APN 23-1N-29-4970-00000-0140

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3935 BILBRAY ST, PACE, FL 32571-2401
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN MORTGAGE SERVICE CO
Jul 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
May 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Dec 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 26, 2018	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2021 · Amount on Record
Deed Sale	Mar 11, 2021 · Amount on Record
Prior Sale	Jun 26, 2018 · Amount on Record
Deed Doc Number	202116054
Deed Book / Page	4085 / 639
Record Refreshed	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 11, 2021
Property Address	3935 BILBRAY ST, PACE, FL 32571-2401
Document Number	0040850639
Book / Page	4085 / 639
Map Reference	MB B PG 97
Instrument Date	Mar 01, 2021
Instrument	202116054
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	GENESIS LAND & TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3365 W RIVER RD, 3365, PERU, IN 46970-7974

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3935 BILBRAY ST, MILTON, FL 32571-2401

Mortgage

Document Number	0004085640
Date	Mar 11, 2021
Instrument	4085/640

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3935 BILBRAY ST, PACE, FL 32571-2401
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	EMERALD COAST TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037490213
Date	Jul 18, 2018
Book Page	3749/0213
Instrument	201830646

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3935 BILBRAY ST, PACE, FL 32571-2401
Document Number	0039491628
Instrument Date	May 02, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3935 BILBRAY ST PACE FL 325712401, PACE, FL 32571-2401

Mortgage

Document Number	0039491628
Date	May 12, 2020
Book Page	003949/001628
Instrument	22351

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 11, 2060

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3935 BILBRAY ST, PACE, FL 32571-2401
Document Number	0039031441
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 05, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3935 BILBRAY ST MILTON FL 325712401, MILTON, FL 32571-2401

Mortgage

Document Number	0039031441
Date	Dec 27, 2019
Book Page	003903/001441
Instrument	58225

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 26, 2018
Property Address	3935 BILBRAY ST, PACE, FL 32571-2401
Document Number	0037411758
Book / Page	3741 / 1758
Map Reference	MB B PG97
Instrument Date	Jun 22, 2018
Instrument	201826954
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,183.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	195 CHASE HILL RD, 195, CANAAN, ME 04924-3140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6453 MICHIGAN RD, INDIANAPOLIS, IN 46268-2764

Mortgage

Document Number	0201826955
Date	Jun 26, 2018
Instrument	201826955

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,179.00 (+3.32%) Homeowner's exemption	$206,720 (+3%)	$213,439 (+6.35%) Land $25,000 Building $188,439
2023	$2,109.00 (-1.22%) Homeowner's exemption	$200,699 (-0.19%) Land $13,750 Building $186,949	$200,699 (-0.19%) Land $13,750 Building $186,949
2022	$2,135.00 Homeowner's exemption	$201,089	$201,089 Land $13,750 Building $187,339

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`23-1N-29-4970-00000-0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,040 sqft Heated Area
Gross Area	2,502 sqft Gross Area
1st Floor	2,490 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2009
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Asphalt Roof
Lot Area	18,500 sqft (0.424 acres)
Depth X Width	1,480 ft x 1,250 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Mixed Garage
Garage Area	450 sqft Garage
Carport	Carport
Carport Area	1 sqft Carport

Exterior Amenities

Shed	1 Shed
Shed Area	1 sqft Shed
Porch	Open Porch
Porch Area	12 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	231N294970000000140
Street Address	3935 BILBRAY ST
City	PACE
State	FL
Zip	32571-2401
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SHORELINE HOMES LOT 14 AS DES IN OR 4085 PG 639
Legal Range	29W
Legal Township	01N
Legal Section	23
Legal Subdivision	SHORELINE HOMES
Legal Lot Number	14
Jurisdiction	SANTA ROSA FL
Minor Civil Division	PACE
Census Blockgroup	3
Census Block	3033
Census Tract	10705

3935 Bilbray St, Pace (Milton), FL 32571 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Nearby Properties on Bilbray St

Nearby Streets

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