3934 W Tonto St, Phoenix, AZ 85009 Property Records

Maricopa County property record for 3934 W Tonto St, Phoenix, AZ 85009

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,073 sqft · built 1940
Lot Size	0.157 acres (6,850 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Sep 2019)
Tax Bill	$274 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`106-19-124`

Property Details

APN / Parcel Number

Primary APN	`106-19-124`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,073 sqft Living Area
1st Floor Area	1,073 sqft

Exterior

Year Built	Built 1940
Exterior Material	Wood
Construction Type	Frame
Roof Material	Rolled Roofing
Lot Area	6,850 sqft (0.157 acres)
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	3934 W TONTO ST
City	PHOENIX
State	AZ
Zip	85009-5402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-M
Legal Description	HOMEDALE
Legal Range	02E
Legal Township	01N
Legal Section	10
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	HOMEDALE 1 TO 6
Legal Block	6
Legal Lot Number	7 6
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1031
Census Tract	114600

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3934 W TONTO ST, PHOENIX, AZ 85009-5402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Sep 30, 2019	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Dec 19, 2018	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS
May 24, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Prior Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	20190775021
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3934 W TONTO ST, PHOENIX, AZ 85009-5402
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 29232, PHOENIX, AZ 85038-9232

Mortgage

Document Number	0000000691
Date	Jan 2, 2024
Instrument	20240000691

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 30, 2019
Property Address	3934 W TONTO ST, PHOENIX, AZ 85009-5402
Document Number	0000775021
Map Reference	MB 31 PG 12
Instrument Date	Sep 27, 2019
Instrument	20190775021
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3934 W TONTO ST, 3934, PHOENIX, AZ 85009-5402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3934 W TONTO ST, PHOENIX, AZ 85009-5402

Mortgage

Document Number	0000775022
Date	Sep 30, 2019
Instrument	20190775022

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 19, 2018
Property Address	3934 W TONTO ST, PHOENIX, AZ 85009-5402
Document Number	0000929950
Instrument Date	Dec 5, 2018
Instrument	929950
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	EMPIRE W TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$103.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3934 W TONTO ST PHOENIX AZ 850095402, PHOENIX, AZ 85009-5402

Mortgage

Document Number	929951
Date	Dec 19, 2018
Instrument	929951

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 24, 2017
Property Address	3934 W TONTO ST, PHOENIX, AZ 85009-5402
Document Number	0000376091
Instrument Date	May 22, 2017
Instrument	376091
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	DRIGGS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3934 W TONTO ST PHOENIX AZ 850095402, PHOENIX, AZ 85009-5402

Mortgage

Document Number	376092
Date	May 24, 2017
Instrument	376092

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	13845 COCHISE DR, RENO, NV 89521-7287

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Riverside Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,510 (+40.19%)	$205,100 (+40.19%) Land $41,000 Building $164,100
2025	$274.00 (+5.79%)
2024		$14,630	$146,300 Land $29,200 Building $117,100
2023	$259.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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