3934 N Spaulding Ave, Chicago, IL 60618 Property Records

Cook County property record for 3934 N Spaulding Ave, Chicago, IL 60618

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 946 sqft · built 1952
Lot Size	0.089 acres (3,875 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Dec 2021)
Tax Bill	$9,740 (2023)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-23-205-045`

Property Details

APN / Parcel Number

Primary APN	`13-23-205-045`
Alternative APN	`13-23-205-045-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	946 sqft Living Area
1st Floor Area	946 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1954
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,875 sqft (0.089 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3934 N SPAULDING AVE
City	CHICAGO
State	IL
Zip	60618-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(RACES) SUB OF EH NW NE & WH NE NE OF SEC23 N OF ELST ON AVE NH NE SEC 23-40-13
Legal Range	13E
Legal Township	40N
Legal Section	23
Legal Subdivision	RACES SUB
Legal Block	1,1
Legal Lot Number	45,44
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	5
Census Block	5004
Census Tract	160800

Owner

3934 N Spaulding Ave is owned and occupied by an individual who bought it in December 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3934 N SPAULDING AVE, CHICAGO, IL 60618-3323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST MORTGAGE CORP
Sep 14, 2020	Deed of Trust, Mortgage CIBC BK USA
May 1, 2018	Grant Deed, Transfer · Conventional with PMI MB FIN'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	May 1, 2018 · Amount on File
Deed Document Number	20216082
Prior Transfer Date	Jul 12, 2000
Prior Transfer Doc	0000000388
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 30, 2021
Property Address	3934 N SPAULDING AVE, CHICAGO, IL 60618-3323
Document Number	0036406082
Instrument Date	Dec 7, 2021
Instrument	2136406082
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	LANDTRUST NATIONAL TITLE SERVICES, LANDTRUST NATIONAL TTL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3934 N SPAULDING AVE, CHICAGO, IL 60618-3323

Mortgage

Document Number	0036406083
Date	Dec 30, 2021
Instrument	2136406083

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3934 N SPAULDING AVE, CHICAGO, IL 60618-3323
Document Number	2102017028
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3934 N SPAULDING AVE CHICAGO IL 606183323, CHICAGO, IL 60618-3323

Mortgage

Document Number	2102017028
Date	Jan 20, 2021
Instrument	2017028

Lender

Name	CIBC BK USA
Address	WORTH, IL 60482

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2051

Interest

Rate Type	Fixed Rate
Rate	4.75%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	May 1, 2018
Property Address	3934 N SPAULDING AVE, CHICAGO, IL 60618-3323
Document Number	1812106239
Instrument Date	Apr 11, 2018
Instrument	12106239
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3300 W IRVING PARK RD #H2 CHICAGO IL 606183438, H2, CHICAGO, IL 60618-3438

Mortgage

Document Number	1812106240
Date	May 1, 2018
Instrument	12106240

Lender

Name	MB FIN'L BK
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Apr 30, 2043

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,000 Land $16,856 Building $21,144	$380,000 Land $168,560 Building $211,440
2023	$9,740.00 (+2.59%)
2022	$9,494.00 Homeowner's exemption	$45,999 Land $13,562 Building $32,437	$459,990 Land $135,620 Building $324,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3934 N Spaulding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3934 N Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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