St. Louis County property record for 3934 Gladstone St, Duluth, MN 55804 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,475 sqft · built 1959 |
| Lot Size | 0.231 acres (10,089 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,988 (2026) |
| Deeds & Mortgages | Jan 2019 Loan Modification Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3458-00020 |
| Primary APN | 010-3458-00020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,475 sqft Gross Area |
| 1st Floor Area | 1,475 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 10,089 sqft (0.231 acres) |
| Garage Area | 600 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 600 sqft |
| Patio Area | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 21495 |
|---|---|
| Street Address | 3934 GLADSTONE ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0002 BLOCK:000 SERIAL # |
| Legal Subdivision | NORTHLAND TERRACE DULUTH |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-3458-00020
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3934 GLADSTONE ST, DULUTH, MN 55804-1904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jan 29, 2019 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Jan 05, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 24, 2021 |
| Transfer Doc | 0001422948 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3934 GLADSTONE ST, DULUTH, MN 55804-1904 |
| Document Number | 00A1357807 |
| Instrument Date | Jan 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3934 GLADSTONE ST DULUTH MN 558041904, DULUTH, MN 55804-1904 |
| Document Number | 00A1357807 |
|---|---|
| Date | Jul 02, 2019 |
| Instrument | A1357807 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59107-9900 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3934 GLADSTONE ST, DULUTH, MN 55804-1904 |
| Document Number | 00A1326335 |
| Instrument Date | Jan 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|
| Document Number | 00A1326335 |
|---|---|
| Date | Jan 22, 2018 |
| Instrument | A1326335 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,988.00 (+7.23%) Homeowner's exemption | ||
| 2025 | $5,584.00 (-2.68%) Homeowner's exemption | $442,600 (+6.55%) Land $56,300 Building $386,300 | $442,600 (+6.55%) Land $56,300 Building $386,300 |
| 2024 | $5,738.00 | $415,400 (+14.97%) Land $54,300 Building $361,100 | $415,400 (+14.97%) Land $54,300 Building $361,100 |
| 2022 | $361,300 Land $40,500 Building $320,800 | $361,300 Land $40,500 Building $320,800 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Jun 2012, Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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