3934 Gladstone St, Duluth, MN 55804 Property Records

St. Louis County property record for 3934 Gladstone St, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,475 sqft · built 1959
Lot Size	0.231 acres (10,089 sqft)
Owner	Individual Name on File
Tax Bill	$5,988 (2026)
Deeds & Mortgages	Jan 2019 Loan Modification Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3458-00020`

Property Details

APN / Parcel Number

Primary APN	`010-3458-00020`
Alternative APN	`21495`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,475 sqft Gross Area
1st Floor Area	1,475 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Lot Area	10,089 sqft (0.231 acres)
Garage Area	600 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	600 sqft
Patio Area	160 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	21495
Street Address	3934 GLADSTONE ST
City	DULUTH
State	MN
Zip	55804-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0002 BLOCK:000 SERIAL #
Legal Subdivision	NORTHLAND TERRACE DULUTH
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3017
Census Tract	600

Owner

Source: St. Louis County records · APN 010-3458-00020

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3934 GLADSTONE ST, DULUTH, MN 55804-1904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2019	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Jan 05, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 24, 2021
Transfer Doc	0001422948
Record Updated	Sep 20, 2026

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	3934 GLADSTONE ST, DULUTH, MN 55804-1904
Document Number	00A1357807
Instrument Date	Jan 29, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3934 GLADSTONE ST DULUTH MN 558041904, DULUTH, MN 55804-1904

Mortgage

Document Number	00A1357807
Date	Jul 02, 2019
Instrument	A1357807

Lender

Name	WELLS FARGO BK
Type	Bank
Address	BILLINGS, MT 59107-9900

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3934 GLADSTONE ST, DULUTH, MN 55804-1904
Document Number	00A1326335
Instrument Date	Jan 05, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1326335
Date	Jan 22, 2018
Instrument	A1326335

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,988.00 (+7.23%) Homeowner's exemption
2025	$5,584.00 (-2.68%) Homeowner's exemption	$442,600 (+6.55%) Land $56,300 Building $386,300	$442,600 (+6.55%) Land $56,300 Building $386,300
2024	$5,738.00	$415,400 (+14.97%) Land $54,300 Building $361,100	$415,400 (+14.97%) Land $54,300 Building $361,100
2022		$361,300 Land $40,500 Building $320,800	$361,300 Land $40,500 Building $320,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jun 2012, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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