Hillsborough County property record for 3934 Cedar Cay Cir, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,920 sqft · built 1992 |
| Lot Size | 0.226 acres (9,850 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $515,000 (Aug 2025) |
| Tax Bill | $5,342 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 087519-0396 |
| Primary APN | 087519-0396 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| Gross Area | 2,772 sqft |
| 1st Floor Area | 1,920 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,850 sqft (0.226 acres) |
| Lot Dimensions | 123 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 576 sqft |
| Porch | Open Porch |
| Porch Area | 411 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0875190396 |
|---|---|
| Street Address | 3934 CEDAR CAY CIR |
| City | VALRICO |
| State | FL |
| Zip | 33596-8222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | RIVER HILLS COUNTRY CLUB PHASE I LOT 22 BLOCK 6 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 09 |
| Legal Subdivision | RIVER HILLS COUNTRY CLUB PHASE I |
| Legal Phase | I |
| Legal Tract | 36U |
| Legal Block | 6 |
| Legal Lot Number | 22 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 13208 |
Source: Hillsborough County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3934 CEDAR CAY CIR, VALRICO, FL 33596-8222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| May 28, 2020 | Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on Record |
| Deed Sale | Aug 29, 2025 · Amount on Record |
| Prior Sale | May 28, 2020 · Amount on Record |
| Deed Document Number | 2025377172 |
| Transfer Doc | 0107360602 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3934 CEDAR CAY CIR, VALRICO, FL 33596-8222 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3934 CEDAR CAY CIR, VALRICO, FL 33596-8222 |
| Document Number | 0000041959 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 2022041959 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 28, 2020 |
| Property Address | 3934 CEDAR CAY CIR, VALRICO, FL 33596-8222 |
| Document Number | 0000216596 |
| Map Reference | MB 67 PG 7-1 |
| Instrument Date | May 22, 2020 |
| Instrument | 2020216596 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,226.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 450 KNIGHTS RUN AVE UNIT 602, 450, TAMPA, FL 33602-5799 |
| Name | Verified Name |
|---|---|
| Address | 3934 CEDAR CAY CIR, VALRICO, FL 33596-8222 |
| Document Number | 0000216597 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 2020216597 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Hillsborough County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,342.00 (+8.67%) Homeowner's exemption | $301,784 (+5.99%) | $374,348 (-1.82%) Land $100,368 Building $273,980 |
| 2024 | $4,916.00 (+3.69%) | ||
| 2023 | $4,741.00 (+4.54%) Homeowner's exemption | $284,737 (+3%) | $381,300 (+4.9%) Land $90,331 Building $290,969 |
| 2022 | $4,535.00 Homeowner's exemption | $276,444 | $363,487 Land $90,331 Building $273,156 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 12 (1997–2024) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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