Cleveland County property record for 3933 Five Points Rd, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 2,694 sqft · built 1903 |
| Lot Size | 2.21 acres (96,268 sqft) |
| Owner | 2 Individuals on Record |
| Tax Bill | $1,365 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Oct 2022 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63746 |
| Primary APN | 63746 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,694 sqft Finished Area |
| Upper Floors Area | 270 sqft |
| Attic | Attic |
| Attic Area | 98 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Lot Area | 96,268 sqft (2.21 acres) |
| Garage Type | Carport |
| Garage Area | 462 sqft |
| Carport | Carport |
| Carport Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Shed | 1 Shed |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1346481 |
|---|---|
| Street Address | 3933 FIVE POINTS RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-9075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 2.21 AC PB 40-60 RD 1373 |
| Legal Block | 1 |
| Legal Lot Number | 74 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 950102 |
Source: Cleveland County assessment roll, as of September 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 3933 FIVE POINTS RD, SHELBY, NC 28150-9075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AGSOUTH FARM CREDIT ACA |
| Oct 26, 2022 | Deed of Trust, Mortgage · Construction Mortgage THE FIDELITY BANK |
| Feb 17, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 3933 FIVE POINTS RD, SHELBY, NC 28150-9075 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3933 FIVE POINTS RD, SHELBY, NC 28150-9075 |
| Document Number | 0019091004 |
|---|---|
| Date | Oct 31, 2023 |
| Book Page | 1909/1004 |
| Instrument | 200093657 |
| Name | AGSOUTH FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | STATESBORO, GA 30459 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 3933 FIVE POINTS RD, SHELBY, NC 28150-9075 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3933 FIVE POINTS RD, SHELBY, NC 28150-9075 |
| Document Number | 0018851970 |
|---|---|
| Date | Oct 26, 2022 |
| Book Page | 1885/1970 |
| Instrument | 200080058 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | SHELBY, NC 28150 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Feb 17, 2022 |
| Property Address | 3933 FIVE POINTS RD, SHELBY, NC 28150-9075 |
| Document Number | 0018651067 |
| Book / Page | 1865 / 1067 |
| Map Reference | MB 40 PG 60 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 200068671 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $121.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3933 FIVE POINTS RD, SHELBY, NC 28150-9075 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,086 (-) Land $22,709 Building $192,377 | $215,086 (-) Land $22,709 Building $192,377 | |
| 2025 | $1,365.00 | $215,086 (+78.52%) Land $22,709 Building $192,377 | $215,086 (+78.52%) Land $22,709 Building $192,377 |
| 2023 | $120,485 Land $19,894 Building $100,591 | $120,485 Land $19,894 Building $100,591 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2012 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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