3933 Cyrus Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 3933 Cyrus Ln, Carmichael, CA 95608

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2.5 ba · 1,480 sqft · built 1992
Lot Size	0.098 acres (4,263 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Dec 2012)
Tax Bill	$3,347 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`260-0410-020-0000`

Property Details

APN / Parcel Number

Primary APN	`260-0410-020-0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,480 sqft Living Area
1st Floor Area	704 sqft
2nd Floor Area	776 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	4,263 sqft (0.098 acres)
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3933 CYRUS LN
City	CARMICHAEL
State	CA
Zip	95608-2598
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RD-20
Legal Description	CARMICHAEL OAKS 02, LOT 7
Legal Subdivision	CARMICHAEL OAKS 02
Legal Lot Number	7
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3001
Census Tract	7801

Owner

3933 Cyrus Ln, a planned unit development, is owned and occupied by an individual who bought it in December 2012.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	3933 CYRUS LN, CARMICHAEL, CA 95608-2598
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2012 · Amount on File
Deed Sale	Dec 14, 2012 · Amount on File
Prior Sale	Dec 1, 2003 · Amount on File
Deed Book / Page	20121214 / 1434
Prior Transfer Date	Apr 18, 2003
Prior Transfer Doc	2003002007
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 27, 2026
Property Address	3933 CYRUS LN, CARMICHAEL, CA 95608-2598
Document Number	2026000312
Book / Page	20260427 / 312
Instrument Date	Apr 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3933 CYRUS LN, CARMICHAEL, CA 95608-2598

Mortgage

Document Number	2026000312,
Date	Apr 27, 2026
Book Page	20260427/312

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3933 CYRUS LN, CARMICHAEL, CA 95608-2598
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3933 CYRUS LN, CARMICHAEL, CA 95608-2598

Mortgage

Document Number	0000000458
Date	Dec 21, 2023
Instrument	202312210458

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 3933 Cyrus Ln was $3,347 with a homeowner's exemption, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$288,880 (+2%) Land $86,661 Building $202,219
2025	$3,347.00 (+2.23%) Homeowner's exemption	$283,216 Land $84,962 Building $198,254
2024	$3,274.00 (+1.65%)
2023	$3,221.00 (+2.09%) Homeowner's exemption	$272,220 Land $81,664 Building $190,556
2022	$3,155.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3933 Cyrus Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1986–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3933 Cyrus Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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