3933 12th St N, Naples, FL 34103 Property Records

Collier County property record for 3933 12th St N, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	1,593 sqft · built 1977
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Nov 2022)
Tax Bill	$4,494 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`639100 C 164A22`

Property Details

APN / Parcel Number

Primary APN	`639100 C 164A22`
Alternative APNs	`74761280001143200C164` `74761280001`

Interior

Stories	1 Story
Building Area	1,593 sqft Living Area
1st Floor Area	1,593 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport
Carport Area	308 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3933 12TH ST N
City	NAPLES
State	FL
Zip	34103-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	SPERLING SUBDIVISION BLK C E 30FT OF LOT 15 + ALL OF LOT 16
Legal Range	25
Legal Township	49
Legal Section	22
Legal Subdivision	SPERLING
Legal Tract	639100
Legal Block	C
Legal Lot Number	16
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3014
Census Tract	10300

Owner

3933 12th St N is owned and occupied by an individual who bought it in November 2022.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3933 12TH ST N, NAPLES, FL 34103-2308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Special Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Oct 17, 2019	Warranty Deed, Transfer · Conventional Mortgage QUIK FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2022 · Amount on File
Deed Sale	Nov 21, 2022 · Amount on File
Prior Sale	Oct 17, 2019 · Amount on File
Deed Document Number	20226332360
Deed Book / Page	6192 / 1673
Prior Transfer Date	Apr 7, 2003
Prior Transfer Doc	3270002405
Record Updated	Oct 29, 2026

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 21, 2022
Property Address	3933 12TH ST N, NAPLES, FL 34103-2308
Document Number	0061921673
Book / Page	6192 / 1673
Map Reference	MB 4 PG 12
Instrument Date	Nov 18, 2022
Instrument	6332360
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	AEGIS TITLE PARTNERS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	367 WOODLAND DR, 367, SOUTH HEMPSTEAD, NY 11550-7725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3933 12TH ST N, NAPLES, FL 34103-2308

Mortgage

Document Number	0061921675
Date	Nov 21, 2022
Book Page	6192/1675
Instrument	6332361

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.4%
Index	Other
Margin	3
Max Rate	10.4%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 17, 2019
Property Address	3933 12TH ST N, NAPLES, FL 34103-2308
Document Number	0056851990
Book / Page	005685 / 001990
Instrument Date	Sep 19, 2019
Instrument	5779121
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	NAPLES TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,047.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3933 12TH ST N NAPLES FL 341032308, NAPLES, FL 34103-2308

Mortgage

Document Number	56851992
Date	Oct 17, 2019
Book Page	005685/001992
Instrument	5779122

Lender

Name	QUIK FUND
Type	Funding / Finance Company
Address	GARDEN CITY, NY 11530

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3933 12th St N was $4,494 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,549 (+2.7%)	$536,268 (-17.75%) Land $379,080 Building $157,188
2025	$4,494.00 Homeowner's exemption	$484,468	$652,030 Land $466,560 Building $185,470
2023	$6,350.00 (+61.82%)	$621,842 (+58.5%) Land $517,590 Building $104,252	$621,842 (+13.38%) Land $517,590 Building $104,252
2022	$3,924.00 Homeowner's exemption	$392,317	$548,436 Land $436,590 Building $111,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3933 12th St N in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 141 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	141 in force
Nearby Flood Claims	68 (1979–2024)
Claims Outside the SFHA	33 of 68
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 42 claims Hurricane Wilma, Oct 2005 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3933 12th St N is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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