39320 Lake Norris Rd, Eustis, FL 32736 Property Records

Lake County property record for 39320 Lake Norris Rd, Eustis, FL 32736

Property Summary

Property Type	Single Family Home
Details	7 bd · 7.5 ba · 7,432 sqft · built 2003
Lot Size	42 acres (1,830,503 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (May 2021)
Tax Bill	$16,675 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2021 Sale + 2 more
Flood Zone	Zone A (high risk)
APN	`17-18-28-0003-000-00700`

Property Details

APN / Parcel Number

Primary APN	`17-18-28-0003-000-00700`
Alternative APNs	`281817000300000700` `1710537`

Interior

Bedrooms	7 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	7,432 sqft Living Area
Gross Area	8,215 sqft
1st Floor Area	5,174 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Metal
Lot Area	1,830,503 sqft (42 acres)
View / Lot	Wetland
Garage Type	Attached
Garage Area	783 sqft
Parking Spaces	11 Parking Spaces

Exterior Amenities

Pool Area	832 sqft
Porch	Finished/Open Porch
Porch Area	2,076 sqft
Deck Area	Deck Area
Patio Area	432 sqft
Utility Building	2,488 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1710537
Street Address	39320 LAKE NORRIS RD
City	EUSTIS
State	FL
Zip	32736-7942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	NE 1/4 OF SW 1/4 N 83 FT OF SE 1/4 OF SW 1/4 ORB 5711 PG 1364
Legal Range	28E
Legal Township	18S
Legal Section	17
Legal Quarter	3
Legal Tract	0003
Legal Lot Number	7
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2000
Census Tract	30108

Owner

Source: Lake County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39320 LAKE NORRIS RD, EUSTIS, FL 32736-7942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
May 18, 2021	Warranty Deed, Transfer FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY
Jul 19, 2020	Loan Modification, Mortgage · Line of Credit UNITED STHRN BK
Jul 19, 2018	Loan Modification, Mortgage · Line of Credit UNITED STHRN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Jul 25, 2001 · Amount on Record
Deed Document Number	202168606
Deed Book / Page	5711 / 1364
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 18, 2021
Property Address	39320 LAKE NORRIS RD, EUSTIS, FL 32736-7942
Document Number	0057111364
Book / Page	5711 / 1364
Instrument Date	May 11, 2021
Instrument	2021068606
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20846 COUNTY ROAD 44A, EUSTIS, FL 32736-8514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39320 LAKE NORRIS RD, EUSTIS, FL 32736-7942

Mortgage

Document Number	0057111366
Date	May 18, 2021
Instrument	5711/1366

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Jul 23, 2047

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 18, 2021
Property Address	39320 LAKE NORRIS RD, EUSTIS, FL 32736-7942
Document Number	0057111362
Book / Page	5711 / 1362
Map Reference	MB 1230 PG 1929
Instrument Date	May 11, 2021
Instrument	2021068605
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 WATERWOOD DR, YALAHA, FL 34797-3120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39320 LAKE NORRIS RD, EUSTIS, FL 32736-7942

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	39320 LAKE NORRIS RD, EUSTIS, FL 32736-7942
Document Number	0055412162
Instrument Date	Jul 19, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39320 LAKE NORRIS RD EUSTIS FL 327367942, EUSTIS, FL 32736-7942

Mortgage

Document Number	0055412162
Date	Sep 14, 2020
Book Page	005541/002162
Instrument	100911

Lender

Name	UNITED STHRN BK
Type	Bank
Address	UMATILLA, FL 32784

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 13, 2021

Interest

Rate Type	Adjustable Rate

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	39320 LAKE NORRIS RD, EUSTIS, FL 32736-7942
Document Number	0051511757
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	39320 LAKE NORRIS RD EUSTIS FL 327367942, EUSTIS, FL 32736-7942

Mortgage

Document Number	0051511757
Date	Aug 8, 2018
Book Page	005151/001757
Instrument	92442

Lender

Name	UNITED STHRN BK
Type	Bank
Address	UMATILLA, FL 32784

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Aug 7, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,196,290 (+2.9%)	$1,339,344 (-0.13%) Land $410,110 Building $929,234
2025	$16,675.00 (+2.13%) Homeowner's exemption	$1,162,580 (+26.57%) Land $410,110 Building $752,470	$1,341,130 (+18.65%) Land $410,110 Building $931,020
2024	$16,328.00 (+26%)
2023	$12,959.00 (+2.64%) Homeowner's exemption	$918,530 (+2.98%)	$1,130,359 (+2.09%) Land $138,215 Building $992,144
2022	$12,626.00 Homeowner's exemption	$891,959	$1,107,239 Land $122,815 Building $984,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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