39320 Coast Rd, Monterey, CA 93940 Property Records

Monterey County property record for 39320 Coast Rd, Monterey, CA 93940

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,489 sqft · built 1984
Lot Size	0.789 acres (34,412 sqft)
Owner	Individual Name on Record
Last Sale	$825,000 (Nov 2021)
Tax Bill	$6,808 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`418-121-025-000`

Property Details

APN / Parcel Number

Primary APN	`418-121-025-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,489 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Other
Construction Type	Wood
Lot Area	34,412 sqft (0.789 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	39320 COAST RD
City	MONTEREY
State	CA
Zip	93940-9734
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	R/S MP OF POR OF BIXBY CYN PROP ASSRS L 16 79/100 AC & RW
Legal Lot Number	16
Jurisdiction	MONTEREY CA
Township / Civil Division	BIG SUR
Census Block Group	1
Census Block	1100
Census Tract	11502

Owner

Source: Monterey County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 221062, CARMEL, CA 93922-1062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Nov 4, 2021	Grant Deed, Transfer · Commercial Mortgage THE PATMORE FAMILY REVOCABLE TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2021 · Amount on Record
Deed Sale	Nov 4, 2021 · Amount on Record
Deed Document Number	2021075332
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	39320 COAST RD, MONTEREY, CA 93940-9734
Transaction Type	Mortgage
Record Updated	Feb 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39320 COAST RD, MONTEREY, CA 93940-9734

Mortgage

Document Number	0000002552
Date	Jan 27, 2023
Instrument	2023002552

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 4, 2021
Property Address	39320 COAST RD, MONTEREY, CA 93940-9734
Document Number	0000075332
Instrument Date	Nov 1, 2021
Instrument	2021075332
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 221062, CARMEL, CA 93922-1062

Mortgage

Document Number	0000075333
Date	Nov 4, 2021
Instrument	2021075333

Lender

Name	THE PATMORE FAMILY REVOCABLE TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,808.00 (+2.28%) Disabled Person's exemption Veteran's exemption	$822,435 (+4.04%) Land $583,664 Building $238,771
2023	$6,656.00 (-0.28%) Disabled Person's exemption Veteran's exemption	$790,500 Land $561,000 Building $229,500
2022	$6,675.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	21 (1982–2023)
Claims Outside the SFHA	11 of 21
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Winter Storms And Flooding, Mar 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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