Santa Rosa County property record for 3932 Wilkes St, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,818 sqft · built 1961 |
| Lot Size | 0.413 acres (17,990 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Oct 2018) |
| Tax Bill | $1,644 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-1N-29-1210-05800-0040 |
| Primary APN | 23-1N-29-1210-05800-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,818 sqft Living Area |
| Gross Area | 2,134 sqft |
| 1st Floor Area | 1,818 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 17,990 sqft (0.413 acres) |
| Lot Dimensions | 180 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 316 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3932 WILKES ST |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-2232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | *ENHNCD LIFE EST* RESRVD IN: FLORIDATOWN LOT 4 BLK 58 LESS THE WEST 70 FT AS DES IN OR 4625 PG 698 & E-L/E RES IN OR 4625 PG 698 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 23 |
| Legal Subdivision | FLORIDATOWN |
| Legal Block | 58 |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10705 |
3932 Wilkes St is owned and occupied by two individuals who acquired it in June 2025.
Source: Santa Rosa County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3932 WILKES ST, MILTON, FL 32571-2232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2019 | Deed of Trust, Mortgage · FHA Mortgage CENTENNIAL BANK |
| Oct 29, 2018 | Warranty Deed, Transfer · FHA Mortgage CENTENNIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2018 · Amount on File |
| Deed Sale | Oct 29, 2018 · Amount on File |
| Prior Sale | Jul 27, 2009 · Amount on File |
| Deed Document Number | 201846289 |
| Deed Book / Page | 3777 / 1841 |
| Last Transfer Date | Jun 9, 2025 |
| Transfer Doc | 0046250698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3932 WILKES ST, PACE, FL 32571-2232 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | EMERALD COAST TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0038571350 |
|---|---|
| Date | Aug 7, 2019 |
| Book Page | 3857/1350 |
| Instrument | 201934505 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 29, 2018 |
| Property Address | 3932 WILKES ST, PACE, FL 32571-2232 |
| Document Number | 0037771841 |
| Book / Page | 3777 / 1841 |
| Map Reference | DD A8 PG76 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 201846289 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | EMERALD COAST TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $735.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4598 WOOD DR, 4598, DESTIN, FL 32541 |
| Name | Verified Name |
|---|---|
| Address | 3932 WILKES ST, MILTON, FL 32571-2232 |
| Document Number | 0201846290 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | 201846290 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 3932 Wilkes St was $1,644, up 2.2% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,644.00 (+2.18%) | $163,897 (+2.07%) Land $32,025 Building $131,872 | $163,897 (+2.07%) Land $32,025 Building $131,872 |
| 2024 | $1,609.00 (-14.41%) Homeowner's exemption | $160,579 (+2.31%) Land $32,025 Building $128,554 | $160,579 (+2.31%) Land $32,025 Building $128,554 |
| 2023 | $1,880.00 (+7.12%) | $156,958 (+6.05%) Land $30,975 Building $125,983 | $156,958 (+6.05%) Land $30,975 Building $125,983 |
| 2022 | $1,755.00 | $148,006 | $148,006 Land $26,250 Building $121,756 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3932 Wilkes St in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 27 (1979–2020) |
| Claims Outside the SFHA | 24 of 27 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3932 Wilkes St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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