3932 Sutter St, Virginia Beach, VA 23462 Property Records

Virginia Beach City property record for 3932 Sutter St, Virginia Beach, VA 23462

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,642 sqft · built 2004
OwnerIndividual Name on File
Last Sale$300,000 (Oct 2022)
Tax Bill$3,124 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Jul 2020 Sale & Mortgage
+ 1 more
APN1486-03-9665-0083

Property Details

APN / Parcel Number

Primary APN1486-03-9665-0083

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,642 sqft Living Area
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address3932 SUTTER ST
CityVIRGINIA BEACH
StateVA
Zip23462-7509
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePDH2
Legal DescriptionTHE CARRIAGE HOMES AT TOWNE SQ CONDO PH 12 BLDG 21 UNIT 83
Legal SubdivisionTOWNE SQUARE CONDOS
JurisdictionVIRGINIA BEACH CITY VA
Township / Civil DivisionVIRGINIA BEACH
Census Block Group1
Census Block1018
Census Tract45808

Owner

Source: Virginia Beach City records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3932 SUTTER ST, VIRGINIA BEACH, VA 23462-7509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2022Bargain and Sale Deed, Transfer · FHA Mortgage
TIDEWATER HOME FUNDING LLC
Jul 28, 2020Warranty Deed, Transfer · Conventional with PMI
VIRGINIA CU
Apr 18, 2017Grant Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2022 · Amount on File
Deed SaleOct 7, 2022 · Amount on File
Prior SaleJul 28, 2020 · Amount on File
Deed Document Number202203052644
Record UpdatedJun 8, 2026

October 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionVIRGINIA BEACH CITY VA
Recording DateOct 7, 2022
Property Address3932 SUTTER ST, VIRGINIA BEACH, VA 23462-7509
Document Number0000002644
Map ReferenceDOC 200309100145552
Instrument DateOct 5, 2022
Instrument202203052644
Transaction TypeTransfer
Record UpdatedOct 27, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3932 SUTTER ST, VIRGINIA BEACH, VA 23462-7509

Mortgage

Document Number0000002645
DateOct 7, 2022
Instrument202203052645
Lender
NameTIDEWATER HOME FUNDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVIRGINIA BEACH CITY VA
Recording DateJul 28, 2020
Property Address3932 SUTTER ST, VIRGINIA BEACH, VA 23462-7509
Document Number0000662100
Instrument DateJul 7, 2020
Instrument662100
Transaction TypeTransfer
Record UpdatedAug 11, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3932 SUTTER ST #83 VIRGINIA BEACH VA 234627509, 83, VIRGINIA BEACH, VA 23462-7509

Mortgage

Document Number662110
DateJul 28, 2020
Instrument662110
Lender
NameVIRGINIA CU
TypeCredit Union
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 27, 2050
Interest
Rate TypeFixed Rate

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionVIRGINIA BEACH CITY VA
Recording DateApr 18, 2017
Property Address3932 SUTTER ST, VIRGINIA BEACH, VA 23462-7509
Document Number0000320750
Instrument DateApr 17, 2017
Instrument320750
Transaction TypeTransfer
Record UpdatedMay 10, 2017
Title CompanySAGE TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$219.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3932 SUTTER ST VIRGINIA BEACH VA 234627509, VIRGINIA BEACH, VA 23462-7509

Mortgage

Document Number320760
DateApr 18, 2017
Instrument320760
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 17, 2047

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityVirginia Beach City
Unified School DistrictVirginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,124.00 (+9.12%)$322,100 (+11.38%) Land $95,000 Building $227,100$322,100 (+11.38%) Land $95,000 Building $227,100
2023$2,863.00$289,200 Land $90,000 Building $199,200$289,200 Land $90,000 Building $199,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 19 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies51 units insured
incl. 32 condo units
Nearby Flood Claims3 (1998–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimNov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VIRGINIA BEACH
serves 437,994 people · EPA ID VA3810900
Water SourcePurchased surface water from CITY OF NORFOLK
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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