3932 SE 28th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3932 SE 28th St, Okeechobee, FL 34974

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,329 sqft · built 1979
Lot Size	0.396 acres (17,250 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Aug 2024)
Tax Bill	$2,686 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1-25-37-35-0A00-00012-0000`

Property Details

APN / Parcel Number

Primary APN	`1-25-37-35-0A00-00012-0000`
Alternative APN	`R12537350A00000120000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,329 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	1,329 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,250 sqft (0.396 acres)
Lot Dimensions	115 ft deep x 150 ft wide
Porch	Finished/Open Porch
Deck Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3932 SE 28TH ST
City	OKEECHOBEE
State	FL
Zip	34974-6638
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 2 OF ROWLAND ACRES NO. 3, AN UNRECORDED PLAT, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHEAST CORNER OF LOT 1, TREASURE ISLAND UNIT 5, ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 3, PAGE 45, OF THE PUBLIC RECO
Legal Range	35E
Legal Township	37S
Legal Section	25
Legal Subdivision	ROWLAND ACRES NO 3
Legal Lot Number	2
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3005
Census Tract	910403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Okeechobee Battlefield listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3932 SE 28TH ST, OKEECHOBEE, FL 34974-6638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · FHA Mortgage DMI MORTGAGE SERVICING
Sep 9, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 1, 2021	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2024 · Amount on Record
Deed Sale	Aug 12, 2024 · Amount on Record
Prior Sale	Jun 1, 2021 · Amount on Record
Deed Document Number	20248841
Prior Transfer Date	Mar 28, 2017
Prior Transfer Doc	0007881811
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	3932 SE 28TH ST, OKEECHOBEE, FL 34974-6638
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3932 SE 28TH ST, OKEECHOBEE, FL 34974-6638

Mortgage

Document Number	0000013961
Date	Dec 12, 2023
Instrument	2023013961

Lender

Name	DMI MORTGAGE SERVICING
Address	717 N HARWOOD ST STE 1600, DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Jun 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	3932 SE 28TH ST, OKEECHOBEE, FL 34974-6638
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	LAKE OKEECHOBEE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17798 30TH LN N, LOXAHATCHEE, FL 33470-3603

Mortgage

Document Number	0000011556
Date	Sep 9, 2021
Instrument	2021011556

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 1, 2051

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 1, 2021
Property Address	3932 SE 28TH ST, OKEECHOBEE, FL 34974-6638
Document Number	2021006758
Instrument Date	May 26, 2021
Instrument	2021006758
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	LAKE OKEECHOBEE TITLE, LAKE OKEECHOBEE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3932 SE 28TH ST, 3932, OKEECHOBEE, FL 34974-6638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3932 SE 28TH ST, OKEECHOBEE, FL 34974-6638

Mortgage

Document Number	2021006759
Date	Jun 1, 2021
Instrument	2021006759

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 10, 2017
Property Address	3932 SE 28TH ST, OKEECHOBEE, FL 34974-6638
Document Number	0007881811
Book / Page	000788 / 001811
Instrument Date	Mar 28, 2017
Instrument	3521
Transaction Type	Transfer
Record Updated	May 19, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	14770 KANE RD PLAINWELL MI 490809092, PLAINWELL, MI 49080-9092

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,686.00 (+19.75%)	$143,729 (+22.21%) Land $76,000 Building $67,729	$143,729 (+22.21%) Land $76,000 Building $67,729
2023	$2,243.00 (+13.51%)	$117,609 (+14.14%) Land $40,000 Building $77,609	$117,609 (+14.14%) Land $40,000 Building $77,609
2022	$1,976.00	$103,039 Land $40,000 Building $63,039	$103,039 Land $40,000 Building $63,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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