Stanislaus County property record for 3932 Red Gum Ct, Ceres, CA 95307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,059 sqft · built 1989 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,180 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-051-026-000 |
| Primary APN | 053-051-026-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,059 sqft Living Area |
| 1st Floor Area | 2,059 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Lot Area | 9,583 sqft (0.22 acres) |
| View / Lot | Cul-De-Sac |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Patio Area | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3932 RED GUM CT |
|---|---|
| City | CERES |
| State | CA |
| Zip | 95307-9354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 BLK 4267 WHISPERING WOODS |
| Legal Subdivision | WHISPERING WOODS |
| Legal Block | 4267 |
| Legal Lot Number | 23 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 2504 |
3932 Red Gum Ct is owned and occupied by two individuals who acquired it in August 2017.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3932 RED GUM CT, CERES, CA 95307-9354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Aug 2, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2017 |
| Deed Sale | Aug 2, 2017 |
| Prior Sale | Jun 16, 2008 · Amount on File |
| Deed Document Number | 201756192 |
| Prior Transfer Date | Jul 17, 2017 |
| Prior Transfer Doc | 0000056192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 3932 RED GUM CT, CERES, CA 95307-9354 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000047928 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 2020-0047928 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Aug 2, 2017 |
| Property Address | 3932 RED GUM CT, CERES, CA 95307-9354 |
| Document Number | 0000056192 |
| Map Reference | MAP33 PG36 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 2017-0056192 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3932 RED GUM CT, CERES, CA 95307-9354 |
| Document Number | 0000056193 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 2017-0056193 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2026 property tax bill for 3932 Red Gum Ct was $4,180 with a homeowner's exemption, up % from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Ceres City |
| Unified School District | Ceres Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,180.00 (+0.05%) Homeowner's exemption | $367,899 (+2%) Land $104,450 Building $263,449 |
| 2025 | $4,178.00 Homeowner's exemption | $360,686 Land $102,402 Building $258,284 |
| 2023 | $3,809.00 (+0.93%) Homeowner's exemption | $346,682 Land $98,427 Building $248,255 |
| 2022 | $3,774.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3932 Red Gum Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3932 Red Gum Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CERES serves 54,513 people · EPA ID CA5010028 |
|---|---|
| Water Source | Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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