Dare County property record for 3932 Poor Ridge Rd, Kitty Hawk, NC 27949
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,414 sqft · built 1940 |
| Lot Size | 1.3 acres (57,020 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Mar 2026) |
| Tax Bill | $1,744 (2026) |
| Deeds & Mortgages | Jul 2005 Line of Credit Mar 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 987509064383 |
| Primary APN | 987509064383 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,414 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 57,020 sqft (1.3 acres) |
| View / Lot | Waterfront - Canal |
| Cooling System | None |
|---|
| Account Number | 987509064383 |
|---|---|
| Street Address | 3932 POOR RIDGE RD |
| City | KITTY HAWK |
| State | NC |
| Zip | 27949-4332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 1 BLK: SEC: PL: C SL: 132E |
| Legal Subdivision | SIDNEY C. TOLER SUBDIVISION |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970102 |
3932 Poor Ridge Rd is owned and occupied by an individual who bought it in March 2026.
Source: Dare County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3932 POOR RIDGE RD, KITTY HAWK, NC 27949-4332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2005 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Mar 19, 2026 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2026 · Amount on File |
| Deed Sale | Mar 19, 2026 · Amount on File |
| Deed Document Number | 2026700157902 |
| Deed Book / Page | 2840 / 249 |
| Prior Transfer Date | Feb 28, 2005 |
| Prior Transfer Doc | 1615/174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 3932 POOR RIDGE RD, KITTY HAWK, NC 27949-4332 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001639/420 |
|---|---|
| Date | Jul 7, 2005 |
| Book Page | 1639/420 |
| Instrument | 6173275 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | 27001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | May 27, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Mar 19, 2026 |
| Property Address | 3932 POOR RIDGE RD, KITTY HAWK, NC 27949-4332 |
| Document Number | 002840/249 |
| Book / Page | 2840 / 249 |
| Map Reference | CAB C SL 132 E |
| Instrument Date | Mar 11, 2026 |
| Instrument | 700157902 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $830.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2417 S WRIGHTSVILLE AVE, NAGS HEAD, NC 27959-9322 |
| Name | Verified Name |
|---|---|
| Address | 3932 POOR RIDGE RD, KITTY HAWK, NC 27949-4332 |
| Document Number | 0700157903 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 700157903 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2026 property tax bill for 3932 Poor Ridge Rd was $1,744, up 3.1% from the year before.
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kitty Hawk Town |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,744.00 (+3.13%) | $350,100 (-) Land $151,100 Building $199,000 | $350,100 Land $151,100 Building $199,000 |
| 2025 | $1,691.00 | $350,100 Land $151,100 Building $199,000 | |
| 2023 | $1,182.00 | $168,800 Land $78,500 Building $90,300 | |
| 2020 | $350,100 Land $151,100 Building $199,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3932 Poor Ridge Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 371 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 371 in force |
| Nearby Flood Claims | 326 (1989–2021) |
| Claims Outside the SFHA | 11 of 326 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3932 Poor Ridge Rd is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 94% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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