Montgomery County property record for 3932 Necco Ave, Dayton, OH 45406
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1956 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | Company Name on Record |
| Last Sale | $72,500 (May 2024) |
| Tax Bill | $789 (2025) |
| Deeds & Mortgages | Nov 2025 Sale May 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R72-12311-0027 |
| Primary APN | R72-12311-0027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,102 sqft (0.186 acres) |
| Lot Dimensions | 135 ft deep x 60 ft wide |
| View / Lot | Neighborhood / Spot |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3932 NECCO AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45406-3556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 73620 OMEGA |
| Legal Subdivision | OMEGA |
| Legal Lot Number | 27 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 300 |
Source: Montgomery County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 156 NEW MEADOWS RD, WEST BATH, ME 04530-6217 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 4, 2025 | Quit Claim Deed, Transfer Quitclaim |
| May 2, 2024 | Deed of Trust, Mortgage · Line of Credit UMORTGAGE LLC |
| Mar 30, 2020 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2024 · Amount on Record |
| Deed Sale | May 2, 2024 · Amount on Record |
| Prior Sale | Mar 30, 2020 · Amount on Record |
| Deed Document Number | 202422261 |
| Last Transfer Date | Jul 29, 2025 |
| Transfer Doc | 0000062397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Nov 4, 2025 |
| Property Address | 3932 NECCO AVE, DAYTON, OH 45406-3556 |
| Document Number | 0000062397 |
| Instrument Date | Jul 29, 2025 |
| Instrument | 2025-00062397 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 156 NEW MEADOWS RD, WEST BATH, ME 04530-6217 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 3932 NECCO AVE, DAYTON, OH 45406-3556 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 25 MEADOWBROOK CT F, F, GUILDERLAND, NY 12084-5706 |
| Document Number | 0000022262 |
|---|---|
| Date | May 2, 2024 |
| Instrument | 2024-00022262 |
| Name | UMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2 LOGAN SQ STE 1400, PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 30, 2020 |
| Property Address | 3932 NECCO AVE, DAYTON, OH 45406-3556 |
| Document Number | 0000019332 |
| Instrument Date | Mar 5, 2020 |
| Instrument | 19332 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $90.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 419 TRILLIUM DR GALLOWAY OH 431199670, GALLOWAY, OH 43119-9670 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $789.00 (-2.71%) | $13,480 (-) Land $3,890 Building $9,590 | $38,500 (-) Land $11,110 Building $27,390 |
| 2024 | $811.00 (+2.53%) | $13,480 (-) Land $3,890 Building $9,590 | |
| 2023 | $791.00 (-19.7%) | $13,480 (+3.22%) Land $3,890 Building $9,590 | $38,500 (+3.19%) Land $11,110 Building $27,390 |
| 2022 | $985.00 | $13,060 Land $3,780 Building $9,280 | |
| 2020 | $37,310 Land $10,790 Building $26,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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