Okaloosa County property record for 3932 Mesa Rd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,917 sqft · built 1999 |
| Lot Size | 0.193 acres (8,447 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $379,900 (Apr 2021) |
| Tax Bill | $4,020 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9032-6 |
| Primary APN | C56-000-589-9032-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,917 sqft Heated Area |
| Gross Area | 2,501 sqft |
| 1st Floor Area | 1,917 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 8,447 sqft (0.193 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3932 MESA RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN WOODS LOT 24 BLK A |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | INDIAN WOODS |
| Legal Block | A |
| Legal Lot Number | 24 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23305 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3932 MESA RD, DESTIN, FL 32541-2061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2021 | Warranty Deed, Transfer · FHA Mortgage FIDELITY BANK |
| Sep 28, 2018 | Warranty Deed, Transfer MCNEESE TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2021 · Amount on Record |
| Deed Sale | Apr 9, 2021 · Amount on Record |
| Prior Sale | Sep 28, 2018 · Amount on Record |
| Deed Document Number | 3445073 |
| Deed Book / Page | 3538 / 1362 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 9, 2021 |
| Property Address | 3932 MESA RD, DESTIN, FL 32541-2061 |
| Document Number | 0035381362 |
| Book / Page | 3538 / 1362 |
| Map Reference | MB 15 PG 36 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 3445073 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | PANHANDLE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,659.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 CALHOUN AVE, 108, DESTIN, FL 32541-1504 |
| Name | Verified Name |
|---|---|
| Address | 3932 MESA RD, DESTIN, FL 32541-2061 |
| Document Number | 35381363 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 3538/1363 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 28, 2018 |
| Property Address | 3932 MESA RD, DESTIN, FL 32541-2061 |
| Document Number | 0033692093 |
| Book / Page | 003369 / 002093 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 3235136 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2018 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,191.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3932 MESA RD DESTIN FL 325412061, DESTIN, FL 32541-2061 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,020.00 (+6.1%) Homeowner's exemption Disabled Person's exemption Additional exemption filed | $406,496 (+5.99%) | $412,132 (+3.01%) Land $118,546 Building $293,586 |
| 2023 | $3,789.00 (+1.17%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed | $383,534 (+3%) | $400,101 (+7.45%) Land $107,564 Building $292,537 |
| 2022 | $3,745.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed | $372,363 Land $97,785 Building $274,578 | $372,363 Land $97,785 Building $274,578 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 156 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 258 units insured incl. 102 condo units |
| Nearby Flood Claims | 65 (1991–2021) |
| Claims Outside the SFHA | 43 of 65 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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