3932 Ethan Ln, Williamsburg, VA 23188 Property Records

James City County property record for 3932 Ethan Ln, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,867 sqft · built 2015
Lot Size	0.144 acres (6,316 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Oct 2020)
Tax Bill	$3,433 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Apr 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-3 03-0-0171`

Property Details

APN / Parcel Number

Primary APN	`23-3 03-0-0171`
Alternative APN	`33794`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,867 sqft Living Area
Fireplace	Masonry

Exterior

Year Built	Built 2015
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	6,316 sqft (0.144 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	33794
Street Address	3932 ETHAN LN
City	WILLIAMSBURG
State	VA
Zip	23188-3921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED USE
Legal Description	L-171 PH-5 S-1A COLONIAL HERITAGE
Legal Subdivision	COLONIAL HERITAGE
Legal Phase	5
Legal Lot Number	171
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	3
Census Block	3008
Census Tract	80402

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3932 ETHAN LN, WILLIAMSBURG, VA 23188-3921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Warranty Deed, Transfer PHH MTG SVCS
Apr 11, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 11, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 5, 2019	Quit Claim Deed, Transfer Quitclaim
Jul 28, 2016	Deed of Trust, Mortgage · Conventional with PMI UNIVERSAL AMERICAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Apr 11, 2019
Deed Document Number	200018486
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 30, 2020
Property Address	3932 ETHAN LN, WILLIAMSBURG, VA 23188-3921
Document Number	0000018486
Instrument Date	Oct 28, 2020
Instrument	18486
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3932 ETHAN LN WILLIAMSBURG VA 231883921, WILLIAMSBURG, VA 23188-3921

Mortgage

Document Number	18487
Date	Oct 30, 2020
Instrument	18487

Lender

Name	PHH MTG SVCS
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	960 Months
Due	Oct 29, 2100

Interest

Rate Type	Adjustable Rate

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 11, 2019
Property Address	3932 ETHAN LN, WILLIAMSBURG, VA 23188-3921
Document Number	0000005301
Instrument Date	Apr 11, 2019
Instrument	5301
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3932 ETHAN LN WILLIAMSBURG VA 231883921, WILLIAMSBURG, VA 23188-3921

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 11, 2019
Property Address	3932 ETHAN LN, WILLIAMSBURG, VA 23188-3921
Document Number	0000005302
Instrument Date	Apr 11, 2019
Instrument	5302
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3932 ETHAN LN WILLIAMSBURG VA 231883921, WILLIAMSBURG, VA 23188-3921

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Feb 5, 2019
Property Address	3932 ETHAN LN, WILLIAMSBURG, VA 23188-3921
Document Number	0000001625
Instrument Date	Dec 13, 2018
Instrument	1625
Transaction Type	Transfer
Record Updated	Feb 19, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3932 ETHAN LN WILLIAMSBURG VA 231883921, WILLIAMSBURG, VA 23188-3921

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3932 ETHAN LN, WILLIAMSBURG, VA 23188-3921
Document Number	0000000513
Instrument Date	Jul 28, 2016
Transaction Type	Mortgage
Record Updated	Feb 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3932 ETHAN LN WILLIAMSBURG VA 231883921, WILLIAMSBURG, VA 23188-3921

Mortgage

Document Number	0000000513
Date	Jan 17, 2017
Instrument	513

Lender

Name	UNIVERSAL AMERICAN MTG
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,433.00 (+6.42%)	$413,700 (+24.16%) Land $110,500 Building $303,200	$413,700 (+24.16%) Land $110,500 Building $303,200
2024	$3,226.00 (+16.67%)
2023	$2,765.00	$333,200 Land $91,500 Building $241,700	$333,200 Land $91,500 Building $241,700
2022	$2,765.00 (+18.16%)
2019	$2,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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