39315 Burch Rd, Avenue, MD 20609 Property Records

St. Mary's County property record for 39315 Burch Rd, Avenue, MD 20609

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,304 sqft · built 2009
Lot Size	3.62 acres (157,687 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Apr 2016)
Tax Bill	$6,415 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-037813`

Property Details

APN / Parcel Number

Primary APN	`07-037813`
Alternative APNs	`7037813` `037813`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,304 sqft Total Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	157,687 sqft (3.62 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	636 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	037813
Street Address	39315 BURCH RD
City	AVENUE
State	MD
Zip	20609-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 3 PLAT 66/42 HODGES SUB
Legal Subdivision	HODGES SUB
Legal Lot Number	3
Jurisdiction	ST MARY'S MD
Township / Civil Division	7, MILESTOWN
Census Block Group	2
Census Block	2021
Census Tract	875300

Owner

39315 Burch Rd is owned and occupied by two individuals who bought it in April 2016.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39315 BURCH RD, AVENUE, MD 20609-2310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Apr 8, 2019	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU
Sep 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2016 · Amount on File
Deed Sale	Apr 6, 2016 · Amount on File
Prior Sale	May 6, 2009
Deed Book / Page	4363 / 317
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	39315 BURCH RD, AVENUE, MD 20609-2310
Transaction Type	Mortgage
Record Updated	Nov 3, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064150495
Date	Oct 19, 2023
Book Page	6415/495

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2038

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	39315 BURCH RD, AVENUE, MD 20609-2310
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETMNTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39315 BURCH RD, AVENUE, MD 20609-2310

Mortgage

Document Number	0057240298
Date	Apr 9, 2021
Book Page	5724/298

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	39315 BURCH RD, AVENUE, MD 20609-2310
Document Number	0050610174
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39315 BURCH RD AVENUE MD 206092310, AVENUE, MD 20609-2310

Mortgage

Document Number	0050610174
Date	Apr 19, 2019
Book Page	005061/000174

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	39315 BURCH RD, AVENUE, MD 20609-2310
Document Number	0049780425
Instrument Date	Sep 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39315 BURCH RD AVENUE MD 206092310, AVENUE, MD 20609-2310

Mortgage

Document Number	0049780425
Date	Nov 9, 2018
Book Page	004978/000425

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 8, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 39315 Burch Rd was $6,415 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$682,667	$741,700 Land $392,100 Building $349,600
2025	$6,415.00 Homeowner's exemption
2023	$6,013.00 Homeowner's exemption	$550,600	$564,600 Land $323,500 Building $241,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39315 Burch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2003–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39315 Burch Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

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