3931 Winchester Dr, Ayden, NC 28513 Property Records

Pitt County property record for 3931 Winchester Dr, Ayden, NC 28513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,256 sqft · built 1978
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$94,000 (Jun 2014)
Tax Bill	$2,060 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031971`

Property Details

APN / Parcel Number

Primary APN	`031971`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,256 sqft Heated Area
Gross Area	2,025 sqft
1st Floor Area	1,256 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Depth	124 ft Depth
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3931 WINCHESTER DR
City	AYDEN
State	NC
Zip	28513-7128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	MONTCLAIR ESTATES
Legal Subdivision	MONTCLAIR ESTATES
Legal Lot Number	4
Jurisdiction	PITT NC
Township / Civil Division	AYDEN
Census Block Group	1
Census Block	1008
Census Tract	1402

Owner

Source: Pitt County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3931 WINCHESTER DR, AYDEN, NC 28513-7128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2014 · Amount on Record
Deed Sale	Jun 19, 2014 · Amount on Record
Deed Book / Page	3232 / 31
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Recording Date	Apr 29, 2026
Property Address	3931 WINCHESTER DR, AYDEN, NC 28513-7128
Document Number	4769000596
Book / Page	4769 / 596
Instrument Date	Apr 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3931 WINCHESTER DR, AYDEN, NC 28513-7128
Investor	Possibly a Property Investor

Mortgage

Document Number	4769000596,
Date	Apr 29, 2026
Book Page	4769/596

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Property Address	3931 WINCHESTER DR, AYDEN, NC 28513-7128
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004056
Date	Feb 16, 2021
Book Page	4056/86

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WINSTON SALEM, NC 27104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Pitt County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Ayden Town
County	Pitt County
Unified School District	Pitt County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,060.00	$164,387 (-) Land $22,500 Building $141,887	$164,387 (-) Land $22,500 Building $141,887
2025	$2,060.00 (+45.79%)	$164,387 (+64.67%) Land $22,500 Building $141,887	$164,387 (+64.67%) Land $22,500 Building $141,887
2023	$1,413.00	$99,828 Land $18,000 Building $81,828	$99,828 Land $18,000 Building $81,828

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	20 (1992–2018)
Claims Outside the SFHA	7 of 20
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF AYDEN serves 6,366 people · EPA ID NC0474025
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
HarvestBeam Fixed Wireless	100 / 20

May also be available: Verizon.

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