3931 Phillips Flats Rd, Oneida, TN 37841 Property Records

Scott County property record for 3931 Phillips Flats Rd, Oneida, TN 37841

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,531 sqft · built 2011
Lot Size	4.73 acres (206,474 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Apr 2019)
Tax Bill	$1,005 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`076071 01308`

Property Details

APN / Parcel Number

Primary APN	`076071 01308`
Alternative APN	`071 01308`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,531 sqft Living Area
1st Floor Area	1,531 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 2011
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	206,474 sqft (4.73 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Deck Area	64 sqft
Patio Area	344 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3931 PHILLIPS FLATS RD
City	ONEIDA
State	TN
Zip	37841-7269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: H01
Jurisdiction	SCOTT TN
Township / Civil Division	3
Census Block Group	2
Census Block	2030
Census Tract	975000

Owner

3931 Phillips Flats Rd is owned by an individual who bought it in April 2019.

Source: Scott County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	14801 QUORUM DR STE 300, 300, DALLAS, TX 75254-1422
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Nov 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Apr 18, 2019	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2019 · Amount on File
Deed Sale	Apr 18, 2019 · Amount on File
Prior Sale	Jun 19, 2015 · Amount on File
Deed Document Number	19001012
Deed Book / Page	4 / 854
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	3931 PHILLIPS FLATS RD, ONEIDA, TN 37841-7269
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3931 PHILLIPS FLATS RD, ONEIDA, TN 37841-7269

Mortgage

Document Number	0000000027/0000000604
Date	Nov 24, 2020
Book Page	0000000027/0000000604
Instrument	20002954

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	3931 PHILLIPS FLATS RD, ONEIDA, TN 37841-7269
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3931 PHILLIPS FLATS RD, ONEIDA, TN 37841-7269

Mortgage

Document Number	0000000027/0000000604
Date	Nov 24, 2020
Book Page	0000000027/0000000604
Instrument	20002954

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT TN
Recording Date	Apr 18, 2019
Property Address	3931 PHILLIPS FLATS RD, ONEIDA, TN 37841-7269
Document Number	000004/854
Book / Page	4 / 854
Instrument Date	Apr 10, 2019
Instrument	19001012
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3931 PHILLIPS FLATS RD, ONEIDA, TN 37841-7269

Mortgage

Document Number	0000000004/0000000856
Date	Apr 18, 2019
Book Page	0000000004/0000000856
Instrument	19001013

Lender

Name	EVERETT FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3931 Phillips Flats Rd was $1,005.

Source: Scott County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,005.00	$62,775 Land $10,925 Building $51,850
2023		$62,775 Land $10,925 Building $51,850	$251,100 Land $43,700 Building $207,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3931 Phillips Flats Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3931 Phillips Flats Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 97.8% of Tennessee
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA WATER AND SEWER COMMISSION serves 11,600 people · EPA ID TN0000532
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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