3931 Gordon Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 3931 Gordon Rd, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,114 sqft · built 1982
Lot Size	0.121 acres (5,250 sqft)
Owner	Individual Name on File
Last Sale	$392,500 (Jul 2013)
Tax Bill	$858 (2024)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00289620-000000`

Property Details

APN / Parcel Number

Primary APN	`00289620-000000`
Alternative APN	`1361810`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,114 sqft Living Area
1st Floor Area	1,371 sqft
Basement Area	493 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2012
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,250 sqft (0.121 acres)
Lot Dimensions	105 ft deep x 50 ft wide
View / Lot	Canal
Garage Type	Covered
Garage Area	560 sqft
Porch	Florida Room
Porch Area	451 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1361810
Street Address	3931 GORDON RD
City	BIG PINE KEY
State	FL
Zip	33043-6101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ACCC
Legal Description	BK 3 LT 9 PORT PINE HEIGHTS PB4-109 BIG PINE KEY OR559-649 OR773-1312 OR788-383 OR826-631C OR826-632/633 OR1060-802 OR1062-1303 OR1064-2302C OR1224-1616/17 OR1225-653/54 OR1558-944F/J OR1579-1048 OR1655-1054/55AFF OR1655-1056 OR2414-1481-82 OR2447-86
Legal Range	29E
Legal Township	66S
Legal Section	05
Legal Subdivision	PORT PINE HEIGHTS
Legal Block	3
Legal Lot Number	9
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1021
Census Tract	971402

Owner

3931 Gordon Rd is owned and occupied by an individual who bought it in July 2013.

Source: Monroe County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	3931 GORDON RD, BIG PINE KEY, FL 33043-6101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2013 · Amount on File
Deed Sale	Jul 8, 2013 · Amount on File
Prior Sale	Jan 4, 2010 · Amount on File
Deed Document Number	20131940691
Deed Book / Page	2638 / 986
Prior Transfer Date	May 11, 2009
Prior Transfer Doc	0024141481
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	3931 GORDON RD, BIG PINE KEY, FL 33043-6101
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3931 GORDON RD, BIG PINE KEY, FL 33043-6101

Mortgage

Document Number	0030760350
Date	Feb 17, 2021
Book Page	3076/350
Instrument	2304395

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$422,995	$725,566 Land $348,666 Building $376,900
2024	$858.00 (-77.38%)
2023	$3,793.00 (+2.68%) Homeowner's exemption	$399,101 (+3%)	$773,094 (+17.54%) Land $479,588 Building $293,506
2022	$3,694.00 Homeowner's exemption	$387,477	$657,743 Land $358,313 Building $299,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3931 Gordon Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 522 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	522 in force
Nearby Flood Claims	852 (1979–2017)
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 308 claims Hurricane Wilma, Nov 2005 · 306 claims Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3931 Gordon Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000