3931 151st St, Midlothian, IL 60445 Property Records

Cook County property record for 3931 151st St, Midlothian, IL 60445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 947 sqft · built 1978
Lot Size	0.19 acres (8,254 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Sep 2025)
Tax Bill	$6,314 (2023)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-14-110-033`

Property Details

APN / Parcel Number

Primary APN	`28-14-110-033`
Alternative APN	`28-14-110-033-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	947 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,254 sqft (0.19 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3931 151ST CT
City	MIDLOTHIAN
State	IL
Zip	60445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(BREMENSHIRE) ESTATES (12TH) ADD SUB OF PT WH OF NW SEC 14-36-13
Legal Range	13E
Legal Township	36N
Legal Section	14
Legal Subdivision	BREMENSHIRE ESTATES 12TH
Legal Lot Number	11
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	3
Census Block	3016
Census Tract	824702

Owner

3931 151st St is owned by two individuals who bought it in September 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3931 151ST PL, MIDLOTHIAN, IL 60445-3753
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Sep 30, 2025	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 17, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Deed Document Number	202523179
Prior Transfer Date	Nov 1, 2023
Prior Transfer Doc	0000041066
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3931 151ST ST, MIDLOTHIAN, IL 60445-3752
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016333187
Date	Jun 12, 2023
Instrument	2316333187

Lender

Name	PEOPLES BANK
Type	Bank
Address	MIDLOTHIAN, IL 60445

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	May 30, 2043

Interest

Rate Type	Adjustable Rate
Rate	8%
Change Frequency	Monthly

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Sep 30, 2025
Property Address	3931 151ST ST, MIDLOTHIAN, IL 60445-3752
Document Number	0027323179
Instrument Date	Sep 2, 2025
Instrument	2527323179
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3931 151ST PL, MIDLOTHIAN, IL 60445-3753

Mortgage

Document Number	0027323181
Date	Sep 30, 2025
Instrument	2527323181

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Nov 17, 2023
Property Address	3931 151ST ST, MIDLOTHIAN, IL 60445-3752
Document Number	0032141066
Instrument Date	Nov 1, 2023
Instrument	2332141066
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3931 151ST PL, MIDLOTHIAN, IL 60445-3753

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Midlothian School District 143 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,000 Land $3,508 Building $16,492	$200,000 Land $35,080 Building $164,920
2023	$6,314.00 (+2.27%)	$19,999 (+20.75%) Land $3,507 Building $16,492	$199,990 (+20.75%) Land $35,070 Building $164,920
2022	$6,174.00 (+3.3%)	$16,563 (-) Land $3,095 Building $13,468	$165,630 (-) Land $30,950 Building $134,680
2021	$5,977.00 Homeowner's exemption	$16,563 Land $3,095 Building $13,468	$165,630 Land $30,950 Building $134,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3931 151st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3931 151st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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