39309 Moonray Ln, Oakhurst, CA 93644 Property Records

Madera County property record for 39309 Moonray Ln, Oakhurst, CA 93644

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,637 sqft · built 1991
Lot Size	1.23 acres (54,014 sqft)
Owner	Company Name on Record
Last Sale	$525,000 (Apr 2018)
Tax Bill	$6,713 (2025)
Deeds & Mortgages	Jun 2022 Reverse Mortgage Oct 2020 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`065-142-018-000`

Property Details

APN / Parcel Number

Primary APN	`065-142-018-000`
Alternative APN	`065142018`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Building Area	3,637 sqft Living Area
Basement Area	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	54,014 sqft
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	39309 MOONRAY LN
City	OAKHURST
State	CA
Zip	93644-8620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRS-2 1/2
Legal Description	SEC 13 T7S R21E PM# 36/92-2
Legal Range	21E
Legal Township	07S
Legal Section	13
Legal Subdivision	PARCEL MAP 2931
Legal Lot Number	2
Jurisdiction	MADERA CA
Township / Civil Division	OAKHURST-NORTH FORK
Census Block Group	4
Census Block	4000
Census Tract	104

Owner

Source: Madera County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	39309 MOONRAY LN, OAKHURST, CA 93644-8620
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Reverse Mortgage PLAZA HOME MORTGAGE INC
Oct 13, 2020	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Sep 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Apr 3, 2018	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Deed Document Number	20186881
Prior Transfer Date	Jun 19, 2002
Prior Transfer Doc	0000020330
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	39309 MOONRAY LN, OAKHURST, CA 93644-8620
Transaction Type	Mortgage
Record Updated	Jul 8, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39309 MOONRAY LN, OAKHURST, CA 93644-8620

Mortgage

Document Number	0000016826
Date	Jun 24, 2022
Instrument	2022016826

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	926 Months
Due	Aug 5, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.59%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.59%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	39309 MOONRAY LN, OAKHURST, CA 93644-8620
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FNC TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39309 MOONRAY LN, OAKHURST, CA 93644-8620

Mortgage

Document Number	0000025565
Date	Oct 13, 2020
Instrument	2020025565

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.16%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	39309 MOONRAY LN, OAKHURST, CA 93644-8620
Document Number	0000025566
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39309 MOONRAY LN OAKHURST CA 936448620, OAKHURST, CA 93644-8620

Mortgage

Document Number	0000025566
Date	Oct 13, 2020
Instrument	25566

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Apr 3, 2018
Property Address	39309 MOONRAY LN, OAKHURST, CA 93644-8620
Document Number	0000006881
Instrument Date	Feb 28, 2018
Instrument	6881
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	39309 MOONRAY LN OAKHURST CA 936448620, OAKHURST, CA 93644-8620

Mortgage

Document Number	6882
Date	Apr 3, 2018
Instrument	6882

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Elementary School District	Bass Lake Joint Union Elementary School District (KG - 08)
Secondary School District	Yosemite Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$644,575 (+2%) Land $104,450 Building $540,125
2025	$6,713.00 (+1.02%) Homeowner's exemption	$631,937 (+4.04%) Land $102,402 Building $529,535
2023	$6,645.00 (+3.67%)	$607,400 Land $98,427 Building $508,973
2022	$6,410.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 73% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - OAKHURST private · serves 3,710 people · EPA ID CA2010007
Water Source	Groundwater
Last State Inspection	May 2021
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Uranium resolved · Jan 2019 Arsenic resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
unWired Broadband Fixed Wireless	400 / 50

May also be available: Verizon.

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