3930 Pine Creek Rd, Troy, MT 59935 Property Records

Lincoln County property record for 3930 Pine Creek Rd, Troy, MT 59935

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,048 sqft · built 2015
Lot Size	7.43 acres (323,651 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jul 2020)
Tax Bill	$1,368 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2021 Mortgage + 3 more
APN	`R5612022`

Property Details

APN / Parcel Number

Primary APN	`R5612022`
Alternative APNs	`56-4498-03-1-01-03-0000` `0000010981`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,048 sqft Living Area
1st Floor Area	1,048 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	323,651 sqft (7.43 acres)
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Deck Area	200 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000010981
Street Address	3930 PINE CREEK RD
City	TROY
State	MT
Zip	59935-8913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACK DIAMOND, S03, T33 N, R34 W, ACRES 7.43, LOT 1 PM 6867
Legal Range	34W
Legal Township	33N
Legal Section	03
Legal Subdivision	BLACK DIAMOND
Legal Lot Number	1
Jurisdiction	LINCOLN MT
Township / Civil Division	TROY
Census Block Group	3
Census Block	3100
Census Tract	500

Owner

3930 Pine Creek Rd is owned and occupied by an individual who bought it in July 2020.

Source: Lincoln County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3930 PINE CREEK RD, TROY, MT 59935-8913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Oct 22, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Feb 24, 2017	Deed of Trust, Mortgage · Line of Credit HORIZON CU
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MONTANA BANK INC
Jul 15, 2020	Warranty Deed, Transfer · VA Mortgage FIRST CLASS MORTGAGE V INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	Mar 7, 2008
Deed Document Number	2020286483
Deed Book / Page	383 / 404
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Recording Date	Apr 10, 2026
Property Address	3930 PINE CREEK RD, TROY, MT 59935-8913
Document Number	0000320473
Book / Page	414 / 476
Instrument Date	Mar 20, 2026
Instrument	2026320473
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK, SERVICE LINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000320473,
Date	Apr 10, 2026
Book Page	414/476
Instrument	2026320473

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	3930 PINE CREEK RD, TROY, MT 59935-8913
Transaction Type	Mortgage
Record Updated	Nov 4, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	393/183
Date	Oct 22, 2021
Book Page	393/183
Instrument	296826

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	3930 PINE CREEK RD, TROY, MT 59935-8913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	366/685
Date	Feb 24, 2017
Book Page	366/685
Instrument	267695

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 23, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	3930 PINE CREEK RD, TROY, MT 59935-8913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	382/267
Date	May 6, 2020
Book Page	382/267
Instrument	285282

Lender

Name	FIRST MONTANA BANK INC
Type	Bank
Address	MISSOULA, MT 59802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jul 15, 2020
Property Address	3930 PINE CREEK RD, TROY, MT 59935-8913
Document Number	383/404
Book / Page	383 / 404
Map Reference	PL 6867
Instrument Date	Jul 10, 2020
Instrument	286483
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3930 PINE CREEK RD, TROY, MT 59935-8913

Mortgage

Document Number	286484
Date	Jul 15, 2020
Instrument	286484

Lender

Name	FIRST CLASS MORTGAGE V INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3930 Pine Creek Rd was $1,368, up 7% from the year before.

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Elementary School District	McCormick Elementary School District (PK - 08)
Secondary School District	Troy High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,368.00 (+7.04%)	$417,100 (-)
2025	$1,278.00	$417,100	$417,100 Land $143,984 Building $273,116
2023	$2,495.00	$346,900	$346,900 Land $84,066 Building $262,834

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3930 Pine Creek Rd; there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3930 Pine Creek Rd is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 77% of Montana
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber DSL	10 / 1

Cell Coverage

No cell data coverage reported

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