3930 Mainsail Pl, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3930 Mainsail Pl, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,137 sqft · built 2001
Lot Size	1 acres (43,647 sqft)
Owner	2 Company Names on Record
Last Sale	$2,295,000 (May 2005)
Tax Bill	$37,678 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`102-441-11`

Property Details

APN / Parcel Number

Primary APN	`102-441-11`
Alternative APN	`102-441-11-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	4,137 sqft Living Area
Gross Area	4,794 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Lot Area	43,647 sqft
Garage Type	Attached
Garage Area	657 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3930 MAINSAIL PL
City	SOQUEL
State	CA
Zip	95073-2358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	LANDS/TAN HEIGHTS ASSOC T1295
Legal Lot Number	11
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2005
Census Tract	121100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3930 MAINSAIL PL, SOQUEL, CA 95073-2358
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Intrafamily Transfer, Transfer · Non-Conforming Investor Loan FREMONT BANK
Sep 23, 2021	Intrafamily Transfer, Transfer
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Sep 16, 2019	Deed of Trust, Mortgage · ARM FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2005 · Amount on Record
Deed Sale	May 24, 2005 · Amount on Record
Prior Sale	Jun 28, 2001 · Amount on Record
Deed Document Number	200534049
Last Transfer Date	Aug 11, 2021
Transfer Doc	0000048695
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 19, 2025
Property Address	3930 MAINSAIL PL, SOQUEL, CA 95073-2358
Document Number	0000019867
Map Reference	MB 94 PG 16
Instrument Date	Sep 10, 2025
Instrument	2025-0019867
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3930 MAINSAIL PL, SOQUEL, CA 95073-2358

Mortgage

Document Number	0000019868
Date	Sep 19, 2025
Instrument	2025-0019868

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 23, 2021
Property Address	3930 MAINSAIL PL, SOQUEL, CA 95073-2358
Document Number	0000048695
Map Reference	MB 94 PG 16
Instrument Date	Aug 11, 2021
Instrument	2021-0048695
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3930 MAINSAIL PL, SOQUEL, CA 95073-2358

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3930 MAINSAIL PL, SOQUEL, CA 95073-2358
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3930 MAINSAIL PL, SOQUEL, CA 95073-2358

Mortgage

Document Number	0000022123
Date	Apr 19, 2021
Instrument	2021-0022123

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3930 MAINSAIL PL, SOQUEL, CA 95073-2358
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027532
Date	Sep 16, 2019
Instrument	2019-0027532

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,340,918 (+2%) Land $2,026,061 Building $1,314,857
2025	$37,678.00 (+6.83%) Homeowner's exemption	$3,275,410 (+6.52%) Land $1,986,335 Building $1,289,075
2024	$35,270.00 (+4.19%)
2023	$33,853.00 (+0.76%) Homeowner's exemption	$3,074,822 Land $1,909,203 Building $1,165,619	$2,817,990
2022	$33,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cruzio, Etheric Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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