3930 Charmwood Dr, Millbrook, AL 36054 Property Records

Elmore County property record for 3930 Charmwood Dr, Millbrook, AL 36054

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,791 sqft · built 1955
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Apr 2019)
Tax Bill	$731 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`26-02-10-0-002-014.000`

Property Details

APN / Parcel Number

Primary APN	`26-02-10-0-002-014.000`
Alternative APN	`496910`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,791 sqft Living Area
1st Floor Area	2,559 sqft
Flooring	Other
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Exterior Material	Brick/Wood
Lot Area	22,651 sqft (0.519 acres)
Lot Dimensions	225 ft deep x 58 ft wide
Terrain	Other
Garage Type	Carport
Carport	Carport
Carport Area	256 sqft
Porch	Open Porch
Porch Area	225 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	496910
Old Parcel Number	2602100002014000
Street Address	3930 CHARMWOOD DR
City	MILLBROOK
State	AL
Zip	36054-3936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 PINEVIEW SUB 4/92
Legal Range	17E
Legal Township	17N
Legal Section	10
Legal Subdivision	PINEVIEW SUB
Legal Lot Number	1
Jurisdiction	ELMORE AL
Township / Civil Division	ELMORE
Census Block Group	3
Census Block	3013
Census Tract	31300

Owner

Source: Elmore County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3930 CHARMWOOD DR, MILLBROOK, AL 36054-3936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Nov 12, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONS LENDING CORP
Apr 10, 2019	Warranty Deed, Transfer · VA Mortgage NATIONS LENDING CORP
Apr 10, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2019 · Amount on Record
Deed Sale	Apr 10, 2019 · Amount on Record
Prior Sale	Mar 20, 2012
Deed Document Number	0201916372
Deed Book / Page	2019 / 16372
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	3930 CHARMWOOD DR, MILLBROOK, AL 36054-3936
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/26932
Date	Apr 28, 2022
Book Page	2022/26932

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	3930 CHARMWOOD DR, MILLBROOK, AL 36054-3936
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/83049
Date	Nov 12, 2020
Book Page	2020/83049

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Apr 10, 2019
Property Address	3930 CHARMWOOD DR, MILLBROOK, AL 36054-3936
Document Number	2019/16372
Book / Page	2019 / 16372
Map Reference	MB 4 PG 92
Instrument Date	Apr 5, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	853 TACOMA DR, 853, AUBURN, AL 36830-3209

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3930 CHARMWOOD DR, MILLBROOK, AL 36054-3936

Mortgage

Document Number	0201916384
Date	Apr 10, 2019
Instrument	2019/16384

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Apr 10, 2019
Property Address	3930 CHARMWOOD DR, MILLBROOK, AL 36054-3936
Document Number	2019/16372
Book / Page	2019 / 16372
Map Reference	PL 4 PG 92
Instrument Date	Apr 5, 2019
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	853 TACOMA DR, 853, AUBURN, AL 36830-3209

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3930 CHARMWOOD DR, MILLBROOK, AL 36054-3936

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Municipality	Millbrook City
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$731.00 (+5.79%)	$21,060 (+6.9%)	$232,820 (+18.23%) Land $17,920 Building $214,900
2024	$691.00	$19,700 (+0.04%)	$196,920 (-) Land $17,920 Building $179,000
2023	$691.00 (+16.72%)	$19,692 (+19.91%) Land $1,792 Building $17,900	$196,920 (+19.91%) Land $17,920 Building $179,000
2022	$592.00	$16,422 Land $1,882 Building $14,540	$164,220 Land $18,820 Building $145,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	6 (1990–2015)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims Severe Storms, Tornadoes, Flooding, And Straight-line Winds, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI COMMUNITY WATER SYSTEM serves 11,832 people · EPA ID AL0000549
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Central Access.

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