393 Wordsworth St, Ferndale, MI 48220 Property Records

Oakland County property record for 393 Wordsworth St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,376 sqft · built 1927
Lot Size	0.102 acres (4,443 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (May 2026)
Tax Bill	$5,797 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-426-028`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-426-028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	786 sqft
Basement Area	786 sqft
Unfinished Basement	786 sqft
Game Room	Game Room

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,443 sqft (0.102 acres)
Lot Dimensions	111 ft deep x 40 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	393 WORDSWORTH ST
City	FERNDALE
State	MI
Zip	48220-2798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 283, ALSO VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	STORMFELTZ-LOVELEY CO WOODWARD AVE SUB
Legal Lot Number	283
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1000
Census Tract	173500

Owner

393 Wordsworth St is owned and occupied by an individual who bought it in May 2026.

Source: Oakland County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	30460 BERGHWAY TRL, WARREN, MI 48092-6332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage TITLE ONE
Aug 18, 2020	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
May 17, 2018	Warranty Deed, Transfer · Conventional Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Aug 18, 2020 · Amount on File
Deed Document Number	202675451
Deed Book / Page	61240 / 421
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 29, 2026
Property Address	393 WORDSWORTH ST, FERNDALE, MI 48220-2798
Document Number	0000075451
Book / Page	61240 / 421
Instrument Date	May 18, 2026
Instrument	202675451
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	TITLE ONE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246,187.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30460 BERGHWAY TRL, WARREN, MI 48092-6332

Mortgage

Document Number	0000078105,
Date	May 29, 2026
Book Page	61249/668
Instrument	202678105

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 18, 2020
Property Address	393 WORDSWORTH ST, FERNDALE, MI 48220-2798
Document Number	0000164977
Book / Page	54680 / 228
Map Reference	LB 8 PG 20
Instrument Date	Jul 31, 2020
Instrument	164977
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	TITLE ONE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,943.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	955 E MEYERS AVE, 955, HAZEL PARK, MI 48030-2133

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	393 WORDSWORTH ST, FERNDALE, MI 48220-2798

Mortgage

Document Number	0054680230
Date	Aug 18, 2020
Instrument	54680/230

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 17, 2018
Property Address	393 WORDSWORTH ST, FERNDALE, MI 48220-2798
Document Number	0000082455
Book / Page	051819 / 000752
Instrument Date	May 1, 2018
Instrument	82455
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	TITLE ONE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,795.68
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 N ALEXANDER AVE ROYAL OAK MI 480671990, ROYAL OAK, MI 48067-1990

Mortgage

Document Number	82456
Date	May 17, 2018
Book Page	051819/000754
Instrument	82456

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 16, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 393 Wordsworth St was $5,797 with a homeowner's exemption, down 2.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,797.00 (-2.62%) Homeowner's exemption	$130,230	$260,460
2024	$5,953.00
2023		$115,980	$231,960
2021	$5,813.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 393 Wordsworth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 393 Wordsworth St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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