393 Thomas Rd, Paris, KY 40361 Property Records

Bourbon County property record for 393 Thomas Rd, Paris, KY 40361

Property Summary

Property TypeRural Home
Details3 bd · 3 ba · 3,798 sqft · built 2001
Lot Size40.3 acres (1,756,339 sqft)
Owner2 Individual Names on Record
Tax Bill$4,764 (2025)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN055-00-00-013.01

Property Details

APN / Parcel Number

Primary APN055-00-00-013.01

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,798 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Exterior MaterialCombination
Foundation TypeStone
Lot Area1,756,339 sqft (40.3 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemElectric

Location & Zoning

Street Address393 THOMAS RD
CityPARIS
StateKY
Zip40361-9503
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description40.320 AC - 393 THOMAS RD - TRACT 2
Legal Tract2
JurisdictionBOURBON KY
Township / Civil DivisionNORTH MIDDLETOWN
Census Block Group2
Census Block2012
Census Tract30600

Owner

Source: Bourbon County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address393 THOMAS RD, PARIS, KY 40361-9503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number0000258194
Record UpdatedJun 8, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOURBON KY
Property Address393 THOMAS RD, PARIS, KY 40361-9503
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address393 THOMAS RD, PARIS, KY 40361-9503

Mortgage

Document Number638/409
DateMar 29, 2019
Book Page638/409
Lender
NameTRADITIONAL BANK INC
TypeBank
AddressPARIS, KY 40361
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term237 Months
DueDec 30, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBourbon County
Unified School DistrictBourbon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,764.00 (-2.42%) Homeowner's exemption$604,400 (+0.42%) Land $20,200 Building $584,200$604,400 (+0.42%) Land $20,200 Building $584,200
2023$4,882.00 Homeowner's exemption$601,900 Land $262,000 Building $339,900$601,900 Land $262,000 Building $339,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims11 (1997–2018)
Claims Outside the SFHA10 of 11
Most Recent ClaimSep 2018 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPARIS WATER WORKS
serves 14,139 people · EPA ID KY0090343
Water SourceSurface water
Last State InspectionSep 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2025
Haloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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